Helping Your Business During the COVID-19 Pandemic

Resources for Small Business, Micro-Enterprise & Non-Profit Organizations

Experienced Business Assistance Specialists, Reopening Guides, Grant & Loan Opportunities

Asistencia Especializada para su Negocio, Guia de Reapertura, Oportunidades de Becas y Prestamos


LAEDC’s multilingual team is ready to assist you with confidential and complimentary business assistance and resources to help you overcome challenges your business is facing due to the COVID-19 pandemic.

Complete form to schedule an appointment with a business assistance representative.

Industry Resource Directory

COVID-19 Resources, Grant and Loan Opportunities Available per industry for Small Business, Micro-Enterprise, Non-profit Organizations and Workforce.

About the LA County Community Connectory

The LA County Community Connectory launched in early April 2020 in response to the rapidly spreading COVID-19 pandemic and the economic crisis it continues to cause. Under the “Stay at Home” orders, many businesses and non-profit organizations faced dire and existential challenges never before experienced nor prepared for, and countless workers were feeling grave uncertainty about their financial futures.

This dire situation called for the immediate creation of a new aggressive outreach initiative to target and provide crucial resources for vulnerable small businesses, micro-enterprise, non-profit organizations and other business communities most impacted by COVID-19 and ensure that they have access to technical assistance to overcome challenges and be resilient throughout the pandemic.

The LA County Community Connectory was established through the vision of the Los Angeles County Economic Development Corporation (LAEDC,) it’s partners, and philanthropic organizations, with a designated team of business assistance and layoff aversion multi-lingual specialist to provide:

  • Direct assistance to employers to overcome challenges and retain staff
  • Position employers for economic recovery
  • Re-opening guides and information
  • A growing array of business and financial resources and referrals
  • Grant and loan opportunities and information
  • Educational webinars with updates and financial opportunities.
  • Analysis and economic outlooks from LAEDC’s Institute for Applied Economics

All services of LA County Community Connectory are provided at no charge, in keeping with LAEDC’s nonprofit, public-benefit mission, and true to our history of helping save over 240,000 direct jobs in LA County over the past 20 years.

California Rebuilding Fund


The California Rebuilding Fund is a loan program to support California’s small businesses – especially those located in economically disadvantaged and historically under-banked areas of the state. Businesses who employed 50 or less full-time equivalent employees (FTEs) and had gross revenues of less than $2.5 million or below in 2019 are eligible to apply. The loans are flexible, transparent and are designed to help businesses access the capital and advisory services they need to get through these challenging economic times.

Please note, this program is not associated with the federal Paycheck Protection Program (PPP) or any other SBA program. The loans are not forgivable in part or whole. The loans will need to be paid back over a 3- or 5-year term with a fixed annual interest rate that is currently 4.25%. Please see the Loan Terms tab for details.

Not all businesses will be matched with a participating community lender based on each lender’s initial criteria. If matched, you will be connected with a local community lender, which will be a certified Community Development Financial Institution (CDFI). The community lender will work with you on your full loan application. If approved, the loan will be made through that community lender and you will continue to work with them throughout the life of your loan.


To be eligible for a California Rebuilding Fund loan, a small business must meet the requirements detailed below. Please note that the pre-application should be completed and submitted by the owner of the business with the largest ownership interest, and that all owners with more than 20% ownership will be required to attest to the information provided.

The following criteria is the minimum required for a business to be considered eligible for a loan under this program:

  • The business must have employed 50 or fewer full-time equivalent (FTE) employees prior to March 2020; please note: any and all affiliates are counted in this total, including businesses with shared ownership;
  • The business must have had gross revenues of less than $2.5 million in 2019;
  • The business must have suffered a direct economic hardship as a result of COVID-19 which has materially impacted operations (as evidenced by at least a significant reduction in revenues since January 2020);
  • The business must have returned to or sustained, for at least one-month, at least 30% of pre-COVID revenues relative to a similar period in 2019;
  • The business must have demonstrated positive net income in 2019 (not including depreciation and amortization expenses);
  • The business must have been in operation since at least June 30, 2019;
  • The main office or headquarters for the business must be in California. The loan must be used to support only a business’s California operations


To fill out a pre-application and match with a participating community lender, please click here.

Valley Rising Small Business Recovery Fund


Valley Rising/Small Business Recovery Fund in partnership with TMC Community Capital, a grant program to help protect small businesses across the San Fernando Valley. $10,000 grant will be awarded to ten businesses. Those who meet the eligibility requirements will be entered into a lottery. On the designated selection day, grant recipients will be randomly selected from this pool via lottery.


  • Located in the city limits of Studio City, Sherman Oaks, Van Nuys, Encino, North Hollywood, Toluca Lake and Burbank
  • Consist of a brick-and-mortar business (serving the neighborhood in which they’re located, where customers can come in or pick up from).
  • 20 employees or fewer.
  • Provide evidence of a profitable business pre-COVID (verified by tax returns). Have annual revenue of between $30k and $3M.
  • Provide evidence of being negatively impacted by COVID.
  • Complete the application process prior to the due date.
  • Agree to have its story told in TMC CC’s print, digital, and audio outlets.


  • Professional service businesses (i.e. law offices, marketing agencies, accounting firms, etc.)
  • Medical offices (i.e. dental, optometry, etc.)
  • 50% or more B2B.
  • Home-based businesses.
  • 100% e-commerce companies.
  • Gig-economy workers.
  • 1099 independent contractors.
  • Business involved with the sales of cannabis, tobacco, liquor, adult entertainment, or firearms.
  • Nonprofits, political or religious organizations.


This program opens on Thursday, June 17th at 9:00 a.m. and closes on June 23rd at 11:59 p.m. Winners will be notified on June 28th.


Visit here to apply.

Shuttered Venue Operators Grant


The Shuttered Venue Operators (SVO) Grant program was established by the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, signed into law on December 27, 2020. The program includes $15 billion in grants to shuttered venues, to be administered by the SBA’s Office of Disaster Assistance.

Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million. $2 billion is reserved for eligible applications with up to 50 full-time employees.


Applications now open, as of April 26, 2021.


Eligible entities include:

  • Live venue operators or promoters
  • Theatrical producers
  • Live performing arts organization operators
  • Museum operators
  • Motion picture theater operators (including owners)
  • Talent representatives


Visit here for more information and application to apply for this grant through the SBA application portal.

SBA Economic Injury Disaster Loans


This loan provides economic relief to small businesses and nonprofit organizations that are currently experiencing a temporary loss of revenue.


Small business owners and qualified agricultural businesses in all U.S. states and territories are currently eligible to apply for a low-interest loan due to COVID-19.

Agricultural businesses with 500 or fewer employees are now eligible as a result of new authority granted by Congress in response to the pandemic.

Agricultural businesses include those businesses engaged in the production of food and fiber, ranching, raising of livestock, aquaculture, and all other farming and agricultural related industries (as defined by section 18(b) of the Small Business Act (15 U.S.C. 647(b)).


Visit here for more information and application to apply for this loan.

LA Optimized


LA Optimized is a program launched by Los Angeles Mayor Eric Garcetti on January 2021 to bridge the digital divide and help small businesses access the assistance they need to adapt and compete in the digital marketplace. In recognition of the setbacks small business faced during the pandemic, this programs aims to provide the resources, tools, and services necessary to help them remain competitive, grow, and thrive.

The program is made possible in partnership with Ernst & Young’s Entrepreneur in Residence (EIR) Program, Mayor’s Fund for Los Angeles, Art Center College of Design, and USC Center for Economics. Services provided through the LA Optimized program is funded by donors.

Free services include:

  • Business Listings – Create or optimize your business listing to ensure your business is found.
  • E-commerce Health Audit – Assess the health of your current website and e-commerce capabilities to determine how to best improve your site’s performance.
  • Website – Create or optimize your website so that it caters to your business’s specific needs.
  • Creative Assets – Work with Los Angeles creatives who can help provide the branding and creative collateral needed to elevate your business.


Businesses must have a current Los Angeles City Business Tax Registration Certificate (BTRCT) to apply. Space is limited. Priority is provided to brick and mortar businesses within L.A. City boundaries with an active BTRC prior to  March 2020.


Visit here for application and for more information.

Jewish Free Loan Association

To qualify for a small business loan,

  • You must be a permanent resident of Los Angeles or Ventura county.
  • You must have credit scores of 580 or better, can demonstrate need, and have the ability to repay the loan.
  • Your guarantors, if needed, need to have good credit and steady income.
  • You must submit all documents electronically to JFLA before your virtual interview.
  • You understand that a loan application is not automatically approved and is subject to review by the JFLA Loan Committee.

Following are the loan amounts you can apply for:

  • $5,000 (Credit Score 580+ with no guarantors)
  • $10,000 (Credit Score 580+ with 1 guarantor)
  • $20,000 (Credit Score 580+ with 2 guarantors)
  • $36,000 (Maximum available with 2 guarantors)

All applications are submitted online at

Government Grants for Small Businesses in 2021

What are small business grants?

A small business grant is a predetermined sum of money that government agencies and/or private entities give to small businesses. It can loosely be called “free money.”  It’s important to note, however, that nothing in life is truly free. Small business grants are filled with caveats that specify how the money should be spent. Additionally, a lot of work goes into creating grant proposals and meeting the requirements for winning the grant.

Why are government grants for small businesses so important in 2021 and beyond?

Government grants for small businesses are particularly important for developing a country’s micro, small and medium enterprises (MSME) sector. Because these grants are funded by tax dollars, they have more restrictions than grants offered by private entities like FedEx and Cartier, as well as foundation grants like WomensNet’s Amber Grant. Chief amongst these restrictions is an emphasis on how the money will be used to help the business make a meaningful impact in the community. Grants from the federal government were created to encourage businesses to be community builders and contribute to economic growth. A business that focuses on community development and innovation is sustainable and respected. This is the primary reason government grants for small businesses will remain relevant in 2021 and beyond. Furthermore, many grant opportunities tend to reward innovation and scientific research. More grants tend to be offered in these categories because they give the country a competitive advantage. After all, it pays to stay ahead of the game.

For more details, please visit:


LA CARES Corps is a partnership between the City and County of LA to provide small businesses with the help they need to apply for federal loans under the CARES Act.

What is the CARES Act?

The new Coronavirus Aid, Relief, and Economic Security (CARES) Act provides $349 billion in Small Business Administration (SBA) loans. These loans are meant to provide emergency assistance to businesses affected by the coronavirus (COVID-19) pandemic. In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak, including the Economic Injury Disaster Loans (EIDL), Emergency Economic Injury Grants, and the Paycheck Protection Program (PPP).

Economic Injury Disaster Loans (EIDL)
A low-interest loan with an optional $10k advance

EIDLs are loans of up to $2 million with a 3.75% interest rate for businesses and a 2.75% interest rate for nonprofits with terms of up to 30 years. This loan offers an optional $10,000 advance as a non-repayable grant within days of a successful application.

 Paycheck Protection Program (PPP)
A loan program that provides loan forgiveness for retaining employees

The PPP is a 100% federally guaranteed loan to help small businesses keep workers on payroll for a period of 8 weeks during this crisis. The loans can be up to $10 million with a 1.0% interest rate with a term of two years. It will be fully forgiven if at least 60% of the entire loan is allocated towards payroll, funds are used for eligible uses, and employment and compensation levels are maintained. Borrowers are required to expend the entirety of their PPP loans in 24 weeks or by December 21, 2020, whichever comes first.

For more details, please visit:

Procurement Technical Assistance Center

The first step in doing business with the County of Los Angeles starts with registering as a County vendor.

Vendors who register with the County of Los Angeles can participate in:

  •  Bid on over 6,900 categories of commodities and services
  •  Be sought after by County Departments seeking qualified vendors
  •  Potentially qualify for programs that provide bidding preferences
  •  Periodically be notified by email of County Bids by specific commodities/services
  •  Respond online to solicitations for commodities
  •  Access your profile at any time to make updates

For more details, please visit:

CA Small Business Fact Sheet

California small businesses are drivers of economic growth – creating two-thirds of new jobs and employing nearly half of all private sector employees. California is home to 4.1 million small businesses, representing 99.8 percent of all businesses in the state and employing 7.2 million workers in California, or 48.5 percent of the state’s total workforce.

The COVID-19 pandemic has presented a significant challenge to small businesses, employers and employees. An August Small Business Majority survey data found that 44% of small businesses are at risk of shutting down. Data released through the Census Current Population Survey found that minority-owned businesses are disproportionately impacted: the number of
active businesses owned by African-Americans dropped by 41%, Latinx by 32%, Asians by 25%, and immigrants by 36%.

Small business support is critical to ensure these Californians are connected to the resources they need to pivot and adapt to the COVID-19 marketplace. Governor Newsom and the Legislature are using every tool at their disposal to support small businesses as they work to safely reopen and recover from this public health crisis.

Download the fact sheet

Pacific Coast Regional Disaster Microloan

California Rebuilding Fund

The California Rebuilding Fund is a public-private partnership that is aggregating funding from private, philanthropic, and public sector sources – including a $25 million anchor commitment from IBank – to address the capital and advisory needs of California’s small businesses as they reopen and recover from the COVID-19 health and economic crisis. This program is built to serve the smallest of small businesses that make up an essential part of the California economy, and will focus on historically under-resourced communities.

Why is this needed? California small businesses employ almost 50% of the state’s workforce and are vital to restoring economic activity, retaining quality jobs, and driving development in communities most affected by COVID-19. A University of California at Santa Cruz found that by April 2020, the United States had 22 percent fewer small business owners compared to two months prior. California losses have been even greater. Yet, despite these devastating effects on small business operations, many will be able to retool, rebuild, and reopen if they can access affordable credit.

For more details, please visit:

Free Refrigerators for L.A. County Stores

Need refrigerators for your small business? The Healthy Stores Refrigeration Program can help.

  • Grocery and corner stores can email [email protected] to start the process and confirm eligibility
  • A representative will work with you to complete an interest form and choose one to two refrigerators
  • Complete a survey before and after installation
  • A representative will provide resources on sourcing, marketing, and selling healthy food to be stocked in new refrigerators
  • Priority is given to businesses located in Los Angeles food deserts or communities disproportionately affected by pollution

Learn more through this informational flyer (EnglishSpanish).

For questions and inquiries, reach out to [email protected].

Virtually Meet with Small Business Counselors

Schedule a FREE one-on-one appointment to learn how to sell to the government

The LA County Procurement Technical Assistance Center (PTAC) offers one-on-one technical assistance and training to help businesses in Los Angeles County that are interested in local, state, and federal government contracting.

Our PTAC Counselors can help your business with most government contracting matters, including:

  • Becoming a registered vendor
  • Getting certified
  • Finding opportunities
  • Target market analysis
  • Marketing to the government

To schedule your free one-on-one counseling session, please Sign Up As a New Client and we will connect you with a small business counselor.

If you have any questions please email us at [email protected].

Entrepreneurship Incubator - Los Angeles Urban League

The Los Angeles Urban League aims to serve, educate, and empower African Americans and other minorities to secure economic self-reliance and civil rights. The organization provides targeted social programs and advocates for issues that benefit communities of color.

The Los Angeles Urban League’s Urban Center for Entrepreneurship has teamed-up with OmniWorks to create an 18-month incubator program that provides minority and women-owned companies with best-in-class business intelligence, one-on-one strategies for success, and a network of advisors.

For more information, please visit:

State of California COVID-19 Response Kit

Let’s all work together to keep our California communities healthy.

“The state is mobilizing at every level to proactively and aggressively protect the health and well-being of Californians, but we cannot fight this outbreak alone. We need the participation and support of every Californian. That is why we’re providing recent, relevant and reliable information. Californians need to know how critical it is to stay home, learn how to stay healthy and where they can get help. These actions are critical and there is no doubt our collective efforts save lives.

Help get the word out. Please share videos and social media messages about state and local resources available to support the health, safety and well-being of all Californians. We are all in this together.” Source:

For more information, please visit:

Business Emergency Support: Paint Restoration Program

In an effort to offset the challenges presented by looting and property defacement that occurred during recent public demonstrations, the Mayor’s Office will be partnering with the Painter’s and Allied Trades District #36 to provide free paint repairs to affected small businesses.

If the interior or exterior of your business was defaced during recent demonstrations, please complete this intake forms below.

Paint Restoration Application
Paint Restoration Application (for non-gmail account users)

This service is only available for those businesses impacted by recent public demonstrations.
Applications will be processed on a first come, first served basis with proof of damages. Deadline to be announced. This service is free to qualified businesses, thanks to our partners at the Painter’s and Allied Trades District #36.
For more information, please visit:

Resources for Small Businesses and Start-Ups

The Governor’s Office of Business and Economic Development (GO-Biz) has compiled helpful information for employers, employees, and all Californians as it relates to the Coronavirus (COVID-19) pandemic. For a complete list of resources, please visit the California Coronavirus (COVID-19) Response website.

For videos, webinar, and other important resources, please visit:

South Los Angeles Transit Empowerment Zone COVID-19 Grants

The South Los Angeles Transit Empowerment Zone (SLATE-Z) is a place-based initiative and collective impact partnership  whose mission is to “revitalize South Los Angeles by moving residents to economic opportunity.”

SLATE-Z has compiled a list of COVID-19 grant opportunities for South LA small businesses and organizations.

List of COVID-19 related grants. 

Other grants.

Property Damage Repair Due to Current Events

If your property incurred damage due to current events and would like to request an assessment inspection of the damage, please contact the Department of Building and Safety Emergency Division by calling 311 within the City of Los Angeles or 213-473-3231 outside of the City of Los Angeles.

For repair work requiring a permit:

  • Apply online at ePlanLA, under Tenant Improvement; or
  • Apply in person by dropping off your plans in the designated box marked “Damage Repair due to Current Events” at the following locations:

Metro Development Services Center
201 N. Figueroa St.
Los Angeles, CA 90012

West Los Angeles Development Services Center
1828 Sawtelle Blvd.
West Los Angeles, CA 90025

Van Nuys Development Services Center
6262 Van Nuys Blvd.
Van Nuys, CA 91401

For more information, please visit:

Calling All Californians: #ShopSafeShopLocal

Join the State of California as they create a movement to support ALL of California’s small businesses – which define our neighborhoods and create economic vitality in California.

The website includes links to:

  • Free consulting, in 31 different languages, from California’s network of small business centers
  • Resources and offers from our partners to help businesses operate safely and build a digital footprint
  • Latest state industry guidance and county variances
  • Personal protective equipment (PPE) through, California’s new PPE marketplace
  • A free digital media toolkit for small businesses and partners

For more information, please visit:

City of Long Beach COVID Business & Worker Resources

For more information about business and worker resources in Long Beach, visit the following resource pages listed below.

For more details, please visit:

Inclusive Action for the City - Street Vendor Emergency Fund

Inclusive Action for the City has created the Street Vendor Emergency Fund with their partners at East LA Community Corporation and Public Counsel. This fund will provide $400 in direct cash to street vendors who can’t access government resources.

For more details, please visit:

Disaster Aid Due to Civil Unrest

The L.A. County Office of Emergency Management is asking all  small business owners who  have suffered physical damage or economic injury due to recent civil unrest to register online. This will allow these small business owners to be connected to future disaster aid, as it becomes available from state and federal sources.

“Disaster recovery is a multi-layered process, but all efforts always start with clearly capturing the extent of damages and losses suffered in our County,” stated Kevin McGowan, Director of the Los Angeles County Office of Emergency Management. “We’ve developed a short online survey tool that both gathers that information and helps us create a registry of business owners so that we can directly communicate with them as future disaster aid resources become available.”

The short online survey is available online by clicking here or visiting

McKinsey & Company COVID Response Center

The McKinsey & Company COVID Response Center builds on their insights from working closely with public and private sector leaders who are grappling with the coronavirus outbreak in North America and elsewhere.

McKinsey & Company offers webinars, a COVID tracker, reopening resources, pertinent articles, and so much more.

For more information, please visit:

Looting Loss Loans Available Immediately

Jewish Free Loan Association is offering interest-free loans up to $18,000 to all residents of Los Angeles or Ventura County. Two guarantors are required.

Funds can be used for debris cleanup, graffiti removal, construction needs, inventory replacement and more.

Please visit to learn more and fill out our pre-loan application.

Lockheed Martin Announces New COVID-19 Relief Program

Lockheed Martin has announced a new COVID-19 relief program, along with charitable contributions to strengthen communities, supply chains, and the workforce.

For a detailed breakdown of how Lockheed Martin plans to help each of the targeted areas, please visit:

U.S. Chamber Guide on PPP Loan Forgiveness

Under the Paycheck Protection Program (PPP), loans may be forgiven if borrowers use the proceeds to maintain their payrolls and pay other specified expenses. The Treasury Department and Small Business Administration recently released the application form and instructions for loan forgiveness. The forms, instructions, and worksheets can be downloaded here. The U.S. Chamber released a new step-by-step guide to calculate your loan forgiveness amount, navigate record-keeping requirements, and determine repayment terms on amounts not forgiven. For more relief and reopening resources and guidance, visit here.

New Main Street Lending Program

The Main Street Lending Program is designed to provide support to small and medium-sized businesses and their employees across the United States during the current period of financial strain by supporting the provision of credit to such businesses. The availability of additional credit is intended to help companies that were in sound financial condition prior to the onset of the COVID-19 pandemic maintain their operations and payroll until conditions normalize. Small and medium-sized businesses are integral to the U.S. economy and create jobs for a large share of the U.S. workforce.

Recent Updates:

  • On July 23, 2020, the Federal Reserve Board published the Main Street Lending Program’s frequently asked questions for nonprofit lending. View the FAQs here.
  • On July 17, 2020 the Federal Reserve Board modified the Main Street Lending Program to support greater access to credit for nonprofit organizations such as educational institutions, hospitals, and social service organizations. View the term sheets here.
  • On July 15, 2020, the Main Street Lending Program’s frequently asked questions for business lending were amended to provide further guidance on a number of issues. See what changed.
  • On July 8, 2020, the Federal Reserve Bank of Boston published a state-by-state listing of lenders participating in the Main Street Lending Program who are currently accepting applications from new business customers and also elect to be listed. View the listing here.
  • On July 6, 2020, the Federal Reserve Bank of Boston announced that the Main Street Lending Program is now fully operational for business lending, ready to purchase participations in eligible loans that are submitted to the program by registered lenders. Learn more about registration or read the press release here.

For more details, please visit:

CA Disaster Relief iBank Loan Guarantee Program

The California Small Business Disaster Relief Loan Guarantee Program via Ibank has $50 million in state funding and provides capital for those who do not qualify for federal funds.

– Small businesses and eligible nonprofits located in CA with 1 to 750 employees negatively impacted by COVID-19

– Loans are guaranteed up to 7 years and cover up to 95% of the loan

For more details, please visit:

CDC Small Business Finance Loans

CDC Small Business Finance just launched 2 more emergency loan products.

CDC Small Business Finance is a non-profit lender providing capital to small businesses so they can expand, grow and create jobs in California, Arizona and Nevada.

Please click this link to see a PDF describing the program and requirements.

CDCSBF Emergency Relief Loan Program

If you have any questions reach out to Noe Castillo (contact information below). Hopefully more to come.

Noe Castillo

[email protected]
Loan Officer | CDC Small Business Finance

City of LA Micro-loan Program

A new micro-loan program for small businesses in City of Los Angeles is planned to being operation, with loan amounts from $5,000 to $20,000.

The newly established Small Business Emergency Microloan Program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak.’

In addition, the Economic Workforce Development Department in City of LA offers a variety of resources, and will help businesses apply for these loans, via telephone or email, as part of their Business Source Centers which are working virtually at this time. Take a look at this great link:

Businesses that meet the criteria below may apply online for a City of LA Small Business Emergency Microloan. Please read through the information below prior to application. To apply, please register through our secure log-in system.

Bet Tzedek Free Small Business Legal Resources for COVID

Bet Tzedek has partnered with the City of Los Angeles on LA Represents, a new initiative that connects Los Angeles residents facing hardship due to COVID-19 with free legal services.

Small business owners should visit Bet Tzedek’s website to fill out an application and receive free legal assistance related to tax relief, government loans, alternative business models and more.

For more details, please visit:

Tory Burch Foundation Resources for Female Entrepreneurs

The Tory Burch Foundation has compiled a great list of resources for female-owned small businesses.

For details, please visit:

PwC COVID-19 Navigator for Businesses

Assess the potential impact to your business and gauge your readiness to respond

PwC provides this useful tool, the PwC COVID-19 Navigator, to help businesses and other employers understand the facts about the current and potential future impact of COVID-19, to help you make informed decisions for your people and for the business.

The Navigator is an online, interactive tool. It is free of charge to participate. It’s designed to help you and your leadership members better understand where you are on the path toward COVID-19 preparedness across these six focus areas:

  • Crisis management and response
  • Workforce
  • Operations and supply chain
  • Finance and liquidity
  • Tax and trade
  • Strategy and brand

Upon completion, participants will receive a customized report from PwC, based on their specific responses, with insights and recommendations. Subsequent versions will include benchmarking data to allow participants to compare their own risk/readiness with similar organizations.

Please click on the start button below to begin.

Start Here

Please note, PwC states your confidential input will be aggregated with those of your peers and neither you nor your organization’s responses will be identifiable to other participants. From within the Navigator, you will be able to share your link with others in your organization in order for them to respond to different sections of the survey.

If you have any questions on this survey or how PwC’s crisis team can help navigate through the challenges of COVID-19, email the Navigator team at [email protected] or visit PwC’s COVID-19 website.

EDD Work Sharing & Additional EDD Businesses Assistance

  • The Employment Development Department (EDD) provides a variety of resources for employers who anticipate a reduction of work hours or potential closure or layoffs as a result of Coronavirus. Employers experiencing a hardship as a result of Coronavirus may also request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. For question, employers may call the EDD Taxpayer Assistance Center at (888) 745-3886.
  • Employers can receive 60-day extensions for payroll tax – via EDD eservices for business
  • Employers can apply for the Unemployment Insurance (UI) “Work Sharing Program” if reduced production, services, or other conditions cause them to seek an alternative to layoffs. The Work Sharing Program helps employees whose hours and wages have been reduced.
  • If you operate a business and are planning closure or layoffs – A Rapid Response team is available to help avert layoffs, and provides onsite services to employers. EDD suggests contacting the nearest America’s Job Center. LAEDC can also help, email [email protected]

For more details on the programs listed in the bullets above:

Google COVID-19 Response & Business Resources

Google has created a dedicated website of resources for small businesses to help business owners navigate some of the challenges presented by COVID-19 and the need for physical distancing. Easy-to-use tools are there to help businesses communicate with customers and their employees, create efficient systems for working remotely and modify advertising if necessary. Google is also helping educators, students and employees teach, learn and work from anywhere through Grow with Google. And, as more workers are required to stay at home to help slow the spread of COVID-19, more people are using the premium features of Meet, Google’s video conferencing app, which is now available to all G Suite customers at no cost until July 1, 2020. Google is also providing $340 million in Google Ad credits to businesses so they can stay in touch with customers.

17 Steps to help your organization deal with coronavirus

Social distancing is key

LAEDC presents the following recommendations to help businesses weather the slowdown caused by coronavirus. As with any recommendations, we ask readers to evaluate the merit of each, based on their own organization’s needs.

  1. Employers should establish firm requirements that any sick employees not enter the workplace in order to protect their fellow employees and other members of the public. As of 3/20/20, only employees that are considered in our “essential services” should be physically going to work, under Governor Newsom’s order that all individuals stay at home except for essential needs.
  2. Emphasize appropriate respiratory etiquette (contain coughs and sneezes) and emphasize frequent hand washing.
  3. Establish policies and practices to increase the physical distance among employees and between employees and members of the public — social distancing — to reduce the spread of the virus.
  4. Greet without shaking hands for the near future.
  5. Perform frequent environmental cleaning of the workplace, especially surfaces that are frequently touched in common areas (e.g. elevator buttons, door handles, door knobs, light switches, etc).
  6. Install alcohol-based hand sanitizer stations.
  7. Cross train staff on essential functions to ensure business continuity while any key employees may be unavailable.
  8. Make available video conferencing software and phone bridges for virtual meetings rather than relying on in-person group meetings.
  9. Prepare your IT systems to support telecommuting, which typically creates a more resilient business if there is ever an earthquake.
  10. Install appropriate apps on employees’ phones or mobile computing devices in order to access work and related apps and data remotely.
  11. Consider moving your phone system and voicemail to the cloud; it is easier to retrieve messages from home and setup call forwarding.
  1. Consider changing workflow to sharing documents in the cloud, so collaboration is still possible with many remote employees. Ensure you have good security protocols in place for sensitive documents or work streams.
  2. Move email to the cloud, rather than hosting it on servers at the office. This is more related to other types of disasters that might disrupt IT systems, but is a best practice in our region.
  3. Encourage employees to move payroll to direct deposit.
  4. Diversify supply chains to become less dependent on individual suppliers from territories that may be at greater risk of impacts from COVID-19, if your operation depends on such supply chains.
  5. Take action to secure lines of credit / capital, in case working capital and cash flows become impacted by a reduction in consumer demand or a delay in ability to fulfill product or service orders. U.S. Small Business Administration (SBA) has now made SBA disaster loans available to businesses, and pending the outcome of H.R.6040 the interest rate may decrease to zero. California IBank is another source for emergency loans, via Pacific Coast Small Business Development Corp. Other financial resources are listed on this page.
  6. If you anticipate having challenges with payroll, or if your organization is considering layoffs, please contact LAEDC immediately and our team will help avoid the need for layoffs. Email LAEDC: [email protected]

City of L.A. Business Resilience Toolkit

New City of LA Business Resilience Toolkit

The City of LA Mayor’s Office has published a solid collection of resources and recommendations for employers.

Download Now

Federal Stimulus Package for Businesses / Nonprofits / Employers

LAEDC provides the following detail on business / employer relief in the federal Cares Act. Here are the details:

Information is still being analyzed, and while LAEDC is making reasonable efforts to verify accuracy, it is important that readers source information from official sources before making decisions.

Coronavirus: Q&A related to businesses

Q&A for businesses (pdf)

o Small businesses

o Small Business Debt Relief Program

o Economic Injury Disaster Loans & Emergency Economic Injury Grants

o Counseling and training

o Airlines


What support is there for small businesses?

Refundable tax credits are available for private-sector employers that are required to offer coronavirus related paid leave to employees. IRS will be posting information soon on these credits on its website (, including information on how to obtain advance payment of these credits.

The employer side of certain payroll taxes are deferred through the end of 2020. Deferred taxes will not become due until end of 2021 and end of 2022, with 50% of the liability being paid at each date. Any business that does not have a loan forgiven under the new SBA Paycheck Protection Program is eligible for the payroll tax deferral.

An employee retention tax credit is available for struggling businesses that are not eligible or choose not to participate in the new SBA Paycheck Protection Program. Any business that has been forced to fully or partially suspend operations, or that has seen a significant drop in revenues is eligible for a 50-percent credit for wages paid to furloughed or reduced-hour employees. For businesses with 100 employees or less, the credit is based on all wages paid, regardless of whether an employee is furloughed. There is an overall limit on wages per employee of $10,000. The credit can be claimed against the business’s quarterly payroll tax liability and is fully refundable to the extent of excess. There will also be options to receive advance payments. Small business owners should lookout for information at and talk to their payroll service provider, as applicable.

$350 billion is made available for a new Small Business Administration Paycheck Protection Program (PPP). The program would provide cash-flow assistance through 100 percent federally guaranteed loans to employers who maintain their payroll during this emergency. If employers maintain their payroll, the loans would be forgiven, which would help workers remain employed, as well as help affected small businesses and our economy to snap-back quicker after the crisis. PPP has a host of attractive features, such as forgiveness of up to 8 weeks of payroll based on employee retention and salary levels, no SBA fees and at least six months of deferral with maximum deferrals of up to a year. Small businesses and other eligible entities will be able to apply if they were harmed by COVID-19 between February 15, 2020 and June 30, 2020. This program is would be retroactive to February 15, 2020, in order to help bring workers who may have already been laid off back onto payrolls. Loans are available through June 30, 2020.

$17 billion is available for immediate relief to small businesses with non-disaster SBA loans, in particular 7(a), 504, and microloans. Under it, SBA will cover all loan payments on these SBA loans, including principal, interest, and fees, for six months. This relief will also be available to new borrowers who take out loans within six months of the President signing the bill into law.

The CARES Act creates a new SBA Economic Injury Emergency Grant Program. These grants provide an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL). To access the advance, you must first apply for an EIDL and then request the advance. The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent and mortgage payments.

What type of assistance will independent contractors be eligible for?

Refundable tax credits are available for independent contractors who would have qualified for coronavirus related paid leave if they were employees. IRS will be posting information soon on these credits on its website (, including information on how to claim these credits.

50 percent of certain self-employment taxes are deferred through the end of 2020. Deferred taxes will not become due until end of 2021 and end of 2022, with 50% of the liability being paid at each date.

Independent contractors are also eligible for assistance through the Small Business Administration’s new Paycheck Protection Program and Economic Injury Emergency Grant Program.

What assistance is there for nonprofits?

The employer side of certain payroll taxes are deferred through the end of 2020. Deferred taxes will not become due until end of 2021 and end of 2022, with 50% of the liability being paid at each date. Any business that does not have a loan forgiven under the new SBA Paycheck Protection Program is eligible for the payroll tax deferral.

Certain tax-exempt organizations that have been forced to fully or partially suspend operations, or that have seen a significant drop in revenues are eligible for a 50-percent credit for wages paid to furloughed or reduced-hour employees. Organizations that participate in the SBA Paycheck Protection Loan Program are not eligible for the credit. For organizations with 100 employees or less, the credit is based on all wages paid, regardless of whether an employee is furloughed. There is an overall limit on wages per employee of $10,000. The credit can be claimed against the organization’s quarterly payroll tax liability and is fully refundable to the extent of excess. There will also be options to receive advance payments.

501(c)(3) nonprofit organizations, along with small businesses, 501(c)(19) veterans organizations, and tribal businesses, are eligible to apply for the Small Business Administration’s Paycheck Protection Program. Through this program, a nonprofit organization can apply to an SBA-approved lender for a loan of up to 250% of your average monthly payroll costs to cover eight weeks of payroll as well as help with other expenses like rent, mortgage payments, and utilities. The maximum loan amount is $10 million. This loan can be forgiven based on maintaining employee and salary levels. For any portion of the loan that is not forgiven, the terms include a maximum term of 10 years, a maximum interest rate of 4 percent. Nonprofit organizations will be able to apply if they were harmed by COVID-19 between February 15, 2020 and June 30, 2020. To be eligible, nonprofit organizations must have fewer than 500 employees, or more if SBA’s size standards for the non-profit allows, and comply with the SBA’s affiliation rules for nonprofits. This program is retroactive to February 15, 2020, in order to help bring workers who may have already been laid off back onto payrolls. Loans are available through June 30, 2020.

A provision in the CARES package would authorize a program to allow any mid-sized nonprofit between 500 and 10,000 employees to get access to quick, low cost, government guaranteed credit through their local lender or financial institution. These organizations need cash now and so this program is set up to get money quickly in the hands of those who need it in order to preserve workforce during the COVID-19 health emergency.

The Treasury Department and Federal Reserve will have a degree of flexibility in designing the new program, but the expectation is for loan terms to last for no more than five years and to cover up to 100% of payroll over the previous 180 days, or 50% of revenues for the past year, for eligible organizations. Underwriting requirements should be kept simple, based on employer size, creditworthiness as of January 2020, and the ability to produce recent tax returns or audited financial statements. The legislation prescribes that the loans must carry an interest rate of no greater than 2% and to provide forbearance on principal and interest for at least the first 6 months. Borrowers will also be required to protect workers. Any loan recipient will have to attest that they’ll use the money to keep workers employed — at least to 90% of their payroll — and keep workers paid at close to full compensation and benefits. Borrowers will also commit to rehiring their workforce back to preexisting levels upon the end of the COVID-19 health emergency.

The most efficient way to deliver fast credit to eligible organizations is through existing relationships with local lenders. Under the program, any qualified organization should be able to receive financing at a local bank, credit union, CDFI, or qualified nonbank lender.

What types of businesses and entities are eligible for a PPP loan?

• Businesses and entities must have been in operation on February 15, 2020.

• Small business concerns, as well as any business concern, a 501(c)(3) nonprofit organization, a 501(c)(19) veterans organization, or Tribal business concern described in section 31(b)(2)(C) that has fewer than 500 employees, or the applicable size standard in number of employees for the North American Industry Classification System (NAICS) industry as provided by SBA, if higher.

• Individuals who operate a sole proprietorship or as an independent contractor and eligible self-employed individuals.

• Any business concern that employs not more than 500 employees per physical location of the business concern and that is assigned a North American Industry Classification System code beginning with 72, for which the affiliation rules are waived.

• Affiliation rules are also waived for any business concern operating as a franchise that is assigned a franchise identifier code by the Administration, and company that receives funding through a Small Business Investment Company

What are SBA affiliation rules?

Affiliation rules become important when SBA is deciding whether a business’s affiliations preclude them from being considered “small.” Generally, affiliation exists when one business controls or has the power to control another or when a third party (or parties) controls or has the power to control both businesses. Please see this resource for more on these rules and how they can impact your business’s eligibility.

What types of non-profits are eligible for the SBA PPP assistance?

In general, 501(c)(3) and 501(c)(19) non-profits with 500 employees or fewer as most non-profit SBA size standards are based on employee count, not revenue. You can check here.

How is the PPP loan size determined?

Depending on your business’s situation, the loan size will be calculated in different ways (see below). The maximum loan size is always $10 million.

• If you were in business February 15, 2019 — June 30, 2019: Your max loan is equal to 250 percent of your average monthly payroll costs during that time period. If your business employs seasonal workers, you can opt to choose March 1, 2019 as your time period start date.

• If you were not in business between February 15, 2019 — June 30, 2019: Your max loan is equal to 250 percent of your average monthly payroll costs between January 1, 2020 and February 29, 2020.

• If you took out an Economic Injury Disaster Loan (EIDL) between February 15, 2020 and June 30, 2020 and you want to refinance that loan into a PPP loan, you would add the outstanding loan amount to the payroll sum.

What costs are eligible for payroll under the PPP?

• Compensation (salary, wage, commission, or similar compensation, payment of cash tip or equivalent)

• Payment for vacation, parental, family, medical, or sick leave

• Allowance for dismissal or separation

• Payment required for the provisions of group health care benefits, including insurance premiums

• Payment of any retirement benefit

• Payment of State or local tax assessed on the compensation of employees

What costs are not eligible for payroll under the PPP?

• Employee/owner compensation over $100,000

• Taxes imposed or withheld under chapters 21, 22, and 24 of the IRS code

• Compensation of employees whose principal place of residence is outside of the U.S

• Qualified sick and family leave for which a credit is allowed under sections 7001 and 7003 of the Families First Coronavirus Response Act

What are allowable uses of loan proceeds with a PPP loan?

• Payroll costs (as noted above)

• Costs related to the continuation of group health care benefits during periods of paid sick, medical, or family leave, and insurance premiums

• Employee salaries, commissions, or similar compensations (see exclusions above)

• Payments of interest on any mortgage obligation (which shall not include any prepayment of or payment of principal on a mortgage obligation)

• Rent (including rent under a lease agreement)

• Utilities

• Interest on any other debt obligations that were incurred before the covered period

What are the loan term, interest rate, and fees for a PPP loan?

For any amounts not forgiven, the maximum term is 10 years, the maximum interest rate is 4 percent, zero loan fees, zero prepayment fee (SBA will establish application fees caps for lenders that charge).

How is the forgiveness amount calculated under PPP?

Forgiveness on a covered loan is equal to the sum of the following payroll costs incurred during the covered 8 week period compared to the previous year or time period, proportionate to maintaining employees and wages (excluding compensation over $100,000):

Payroll costs plus any payment of interest on any covered mortgage obligation (not including any prepayment or payment of principal on a covered mortgage obligation) plus any payment on any covered rent obligation plus and any covered utility payment.

How do I get forgiveness on my PPP loan?

You must apply through your lender for forgiveness on your loan. In this application, you must include:

• Documentation verifying the number of employees on payroll and pay rates, including IRS payroll tax filings and State income, payroll and unemployment insurance filings

• Documentation verifying payments on covered mortgage obligations, lease obligations, and utilities.

• Certification from a representative of your business or organization that is authorized to certify that the documentation provided is true and that the amount that is being forgiven was used in accordance with the program’s guidelines for use.

What happens after the forgiveness period for a PPP loan?

Any loan amounts not forgiven is carried forward as an ongoing loan with max terms of 10 years, at 4% max interest. Principal and interest will continue to be deferred, for a total of 6 months to a year after disbursement of the loan. The clock does not start again.

Can I get more than one PPP loan?

No, an entity is limited to one PPP loan. Each loan will be registered under a Taxpayer Identification Number at SBA to prevent multiple loans to the same entity.

What kind of lender can I get a PPP loan from?

All current SBA 7(a) lenders are eligible lenders for PPP. The Department of Treasury will also be in charge of authorizing new lenders, including non-bank lenders, to help meet the needs of small business owners.

How does the PPP loan coordinate with SBA’s existing loans?

Borrowers may apply for PPP loans and other SBA financial assistance, including Economic Injury Disaster Loans (EIDLs), 7(a) loans, 504 loans, and microloans, and also receive investment capital from Small Business Investment Corporations (SBICs).

How does the PPP loan work with the temporary Emergency Economic Injury Grants and the Small Business Debt Relief program?

Emergency Economic Injury Grant recipients and those who receive loan payment relief through the Small Business Debt Relief Program may apply for and take out a PPP loan. Refer to those sections for more information.


Which SBA loans are eligible for debt relief under this program?

7(a) loans not made under the Paycheck Protection Program (PPP), 504 loans, and microloans. Disaster loans are not eligible.

How does debt relief under this program work with a PPP loan?

Borrowers may separately apply for and take out a PPP loan, but debt relief under this program will not apply to a PPP loan.

How do I know if I’m eligible for a 7(a), 504, or microloan?

In general, businesses must meet size standards, be based in the U.S., be able to repay, and have a sound business purpose. To check whether your business is considered small, you will need your business’s 6-digit North American Industry Classification System (NAICS) code and 3-year average annual revenue. Each program has different requirements, see for more details.

What is a 7(a) loan and how do I apply?

7(a) loans are an affordable loan product of up to $5 million for borrowers who lack credit elsewhere and need access to versatile financing, providing short-term or long-term working capital and to purchase an existing business, refinance current business debt, or purchase furniture, fixtures and supplies. In the program, banks share a portion of the risk of the loan with SBA. There are many different types of 7(a) loans, you can visit this site to find the one that’s best for you. You apply for a 7(a) loan with a bank or a mission-based lender. SBA has a free referral service tool called Lender Match to help find a lender near you.

What is a 504 loan and how do I apply?

The 504 Loan Program provides loans of up to $5.5 million to approved small businesses with long-term, fixed-rate financing used to acquire fixed assets for expansion or modernization. It is a good option if you need to purchase real estate, buildings, and machinery. You apply through a Certified Development Company, which is a nonprofit corporation that promotes economic development. SBA has a free referral service tool called Lender Match to help find a lender near you.

What is a microloan and how do I apply?

The Microloan Program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers to start up and expand. The average microloan is about $13,000. These loans are delivered through mission-based lenders who are also able to provide business counseling. SBA has a free referral service tool called Lender Match to help find a microlender near you.

I am unfamiliar with SBA loans, can anyone help me apply?

Yes, SBA resource partners are available to help guide you through the loan application process. You can find your nearest Small Business Development Center (SBDC) or Women’s Business Center here.


Are businesses and private non-profits in my state eligible for an EIDL related to COVID-19?

Yes, those suffering substantial economic injury in all 50 states, DC, and the territories may apply for an EIDL.

What is an EIDL and what is it used for?

EIDLs are lower interest loans of up to $2 million, with principal and interest deferment available for up to 4 years that are available to pay for expenses that could have been met had the disaster not occurred, including payroll and other operating expenses.

Who is eligible for an EIDL?

• Small business concerns (including sole proprietorships, with or without employees)

• Independent contractors

• Cooperatives and employee owned businesses

• Private non-profits

• Tribal small businesses

Small business concerns and small agricultural cooperatives that meet the applicable size standard for SBA are also eligible, as well as most private non-profits of any size. See below for more info on size standards.

My private non-profit is not a 501(c)(3). Is it still eligible for an EIDL and a grant?

Yes, if you are a private non-profit with an effective ruling letter from the IRS, granting tax exemption under sections 501(c), (d), or (e) of the Internal Revenue Code of 1954, or if you can provide satisfactory evidence from the State that the non-revenue producing organization or entity is a non-profit one organized or doing business under State law. However, a recipient that is principally engaged in teaching, instructing, counseling, or indoctrinating religion or religious beliefs, whether in a religious or secular setting, or primarily engaged in political or lobbying activities is not eligible to receive an EIDL. If you are uncertain whether you qualify, please consult with legal counsel to determine whether your organization meets program criteria.

Who is eligible for an Emergency Economic Injury Grant?

Those eligible for an EIDL and who have been in operation since January 31, 2020, when the public health crisis was announced.

How long are Emergency Economic Injury Grants available?

January 31, 2020 — December 31, 2020. The grants are backdated to January 31, 2020 to allow those who have already applied for EIDLs to be eligible to also receive a grant.

If I get an EIDL and/or an Emergency Economic Injury Grant, can I get a PPP loan?

Whether you’ve already received an EIDL unrelated to COVID-19 or you receive a COVID-19 related EIDL and/or Emergency Grant between January 31, 2020 and June 30, 2020, you may also apply for a PPP loan. If you ultimately receive a PPP loan or refinance an EIDL into a PPP loan, any advance amount received under the Emergency Economic Injury Grant Program would be subtracted from the amount forgiven in the PPP. However, you cannot use your EIDL for the same purpose as your PPP loan. For example, if you use your EIDL to cover payroll for certain workers in April, you cannot use PPP for payroll for those same workers in April, although you could use it for payroll in March or for different workers in April.

How do I know if my business is a small business?

Please visit to find out if your business meets SBA’s small business size standards. You will need the 6-digit North American Industry Classification Code for your business and your business’ 3-year average annual revenue.

How do I apply for an economic injury disaster loan?

To apply for an EIDL online, please visit Your SBA District Office is an important resource when applying for SBA assistance.

I am unfamiliar with the EIDL process, can anyone help me apply?

Yes, SBA resource partners are available to help guide you through the EIDL application process. You can find the nearest Small Business Development Center (SBDC), Women’s Business Center, or SCORE mentorship chapter at


Do I have to pay for counseling and training through SBDCs, WBCs, and MBDCs?

Counseling is free and training is low-cost with these partners. The additional funds that Congress provided will help keep this possible. Mentorship through SCORE is always free.

What is a SBDC?

SBDCs are a national network of nearly 1,000 centers that are located at leading universities, colleges, state economic development agencies and private partners. They provide counseling and training to new and existing businesses. Each state has a lead center that coordinates services specifically for that state, which you can find by clicking the link above. To find out more about SBDCs, visit

What is a WBC; is it only for women?

WBCs are a national network of more than 100 centers that offer one-on-one counseling, training, networking, workshops, technical assistance and mentoring to entrepreneurs on numerous business development topics. In addition to women, WBCs are mandated to serve the needs of underserved entrepreneurs, including low-income entrepreneurs. They often offer flexible hours to meet the needs of their diverse clientele. To find out more about WBCs, visit

What is SCORE?

SCORE provides free, confidential business advice through our volunteer network of 10,000+ business experts. You can meet with a mentor online. Find out more here

Who do MBDCs serve?

MBDCs are a good option for minority-owned businesses (including those owned by Black, Hispanic, Asian American/Pacific Islander, and American Indian business owners), especially those seeking to penetrate new markets — domestic & global — and grow in size and scale


Why will airlines receive $29 billion in grants?

The aviation industry accounts for more than 5 percent of America’s GDP, contributing $1.6 million in economic activity and supporting nearly 11 million jobs. Aerospace manufacturing employs 2.5 million highly-trained and skilled workers nationwide. Airline traffic has fallen significantly as the American public has made the smart decision to stop traveling to avoid catching and spreading the virus. We need to ensure that those businesses that, through no fault of their own, are impacted by the coronavirus are able to retain their highly skilled workforces and not drive them to find new jobs. The $29 billion in grants will go directly towards employees’ wages, salaries and benefits. Additionally, $3 billion in grants will go towards wages, salaries, and benefits of airline contractors, like catering and ground support staff.

What other financial assistance is available to airlines and the aerospace industry?

A total of $29 billion is available in loans and loan guarantees for airlines, including $25 billion for passenger airlines, aircraft repair companies, and ticket agents. $4 billion is available in loans for cargo airlines. An additional $17 billion is available in loans and loan guarantees for businesses critical to national security, including businesses in the crucial aerospace manufacturing supply chain.

What protections are included for workers and taxpayers?

Grants dedicated to sustaining payroll for workers will be immediately available. The bill provides additional protections for workers and taxpayers by including prohibitions on stock buybacks and dividends, and limitations on executive compensation. Collective bargaining agreements will be protected and businesses will be required to retain employees. The government will also receive warrants or equity in publicly traded companies to make sure the taxpayers are protected in the event of a loan or loan guarantee default.

Do the grants and loans account for impacted small and rural communities?

The Secretary of Transportation will make decisions about scheduled air transportation service deemed necessary and is directed to consider needs of small and remote communities and the need to maintain the health care and pharmaceutical supply chains. These provisions ensure that air carriers that get grants and loans are still subject to the Secretary’s requirements to serve communities.

Small business aid outlined in federal Cares Act

Business tax cuts outlined in federal Cares Act

Business tax cuts outlined in federal Cares Act

LAEDC Letter of Support for Zero-Interest SBA Loans: H.R.6040

LAEDC supports bill H.R.6040 to reduce the interest rate to zero on Small Business Administration emergency loans to businesses. Here is LAEDC’s support letter to local Congresswoman Judy Chu, a coauthor of H.R.6040. Thank you, Representative Chu for your leadership on this issue.

March 5, 2020

The Honorable Judy Chu
United States House of Representatives
2423 Rayburn HOB
Washington, DC 20515

Re: H.R.6040 — SUPPORT

Dear Representative Chu:

On behalf of the Los Angeles County Economic Development Corporation (LAEDC), an organization whose purpose is to advance opportunity and prosperity for all the residents of Los Angeles County, I am pleased to support House of Representatives bill 6040 (H.R.6040), titled: “Small Business Relief from Communicable Disease Induced Economic Hardship Act of 2020”, which would amend the Small Business Act(1) to ensure that small businesses affected by the onset of communicable diseases, such as COVID-19 (“Coronavirus”), are eligible for disaster relief.
Enacted more than 65 years ago, the Small Business Act affirms and carries out the long-standing declared policy of the Congress “to aid, counsel, assist, and protect, insofar as is possible, the interests of small business concerns.”(2) Unfortunately, not since the financial crisis of 2008 have the interests of small businesses been more at-risk and in need of federal aid, assistance and protection than now.

Similar to the other parts of the nation and across the globe in Asia and Europe, here in Los Angeles, our 489,618 (mostly small) business establishments, which support more than 3.87 million payroll workers, are likely to experience a number of maleficent and perhaps irreversible financial damages, ranging from lost revenue and operating losses, to credit defaults and business failures, to temporary and permanent layoffs, as a result of the forecasted global economic slowdown due to the Coronavirus. From customers who stay home to workers who call in sick, small business owners, many of whom are not well-positioned financially to weather a long downturn, will no doubt be grievously hurt as the Coronavirus impacts expand from a few sporadic outbreaks to a global pandemic, which Anne Schuchat, principal Deputy Director of the Centers for Disease Control, said will not be “a question of if this will happen, but rather more a question of when this will happen.”

On macro level, the Coronavirus is already having a negative industrial impact here in Los Angeles. The twin (“San Pedro”) ports of Los Angeles and Long Beach, responsible for about 40 percent of all waterborne freight into the United States and the centerpiece of our region’s trade and logistics industries, supporting thousands of warehousing, transportation and freight forward businesses and over 580,000 workers across Southern California (2017), are seeing slowdowns as Chinese and Korean factories struggle to sustain production. In fact, container operators have recently canceled nearly 60 trans-Pacific sailings to the ports of Los Angeles and Long Beach.(3)

In Los Angeles’s tourism and hospitality industries, which support more than 530,000 workers and serve and accommodate an estimated 50 million visitors annually (2018),4 businesses that depend on travelers are already experiencing fewer reservations and numerous visitor cancellations, reducing revenue and income for those businesses. And finally, in our manufacturing industries, which support more than 364,000 payroll employees (2019), many businesses are unable to get needed parts from overseas suppliers, making it difficult to keep some manufacturing lines running and meet the needs of their wholesale and retail clients, which will be further exacerbated and compounded by the upstream (i.e. supplier) and downstream (i.e. customers) losses and broken linkages subsidizing and benefiting these businesses.

In light of current events and the near-inevitable future risks to small business solvency, the LAEDC firmly believes that federal emergency assistance must be made available to mitigate the above mentioned outcomes in the form of emergency Small Business Administration zero-interest loans that are made available to small businesses. For these reasons, the LAEDC strongly supports H.R.6040.

Stephen Cheung
Executive Vice President
Los Angeles County Economic Development Corporation (LAEDC)

1 Public Law 85-536, as amended
2 Ibid., see e.g., §2(a)
3 The Wall Street Journal, Jennifer Smith and Costas Paris, dated: March 3, 2020

Additional Finance & Loan Resources

California IBank has low-interest and state-guaranteed business loans and microloans for small business borrowers who have been impacted by regional disasters and who need term loans or lines of credit for working capital.

The California Capital Access Program (CalCAP) for Small Business encourages banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing. If you own a small business and need a loan for start-up, expansion or working capital, you may eligible for this program. CalCAP is a loan loss reserve program which may provide up to 100% coverage on losses as a result of certain loan defaults. Loans are available up to $5 million.

JFLA Free Loan is here to help you or someone you know with a no fee and interest-free loan of up to $10,000 to cover: Small business losses; Lost wages because you can’t go in to work; Child care costs when schools are closed; Funds lost due to cancelled travel plans and more. To apply visit and fill out a pre-loan application.

Vaccine Access Fund


In partnership with Uber, PayPal and Walgreens, LISC has created the Vaccine Access Fund to support free Uber rides to and from COVID-19 vaccine sites for people in communities hardest hit by the pandemic, especially Black and Latinx adults and adults with low incomes. LISC is providing grants to:

  1. Compensate partner organizations for the cost of rides they book (in advance of monthly billing to the organization by Uber Health); and
  2. Support staffing and other operational costs for qualifying organizations


The program is open from April 12, 2021 through September 30, 2021, with opportunities to continue ride-booking through December 31, 2021 as needed.


  • Racial/Health Equity: The Vaccine Access Fund prioritizes grantees that are led by or serve Black, Indigenous and People of Color (BIPOC). Only organizations demonstrating a history of engagement with communities of color and low-income communities hard hit by the pandemic will be considered for grants.
  • Non-profit Status: LISC is only able to consider organizations with 501c3 non-profit status through this intake process.
  • Scale: LISC is prioritizing grantees that are well-positioned to coordinate at least 3,000 rides (a ride is defined as a one-way trip, so most vaccine appointments will require two rides for roundtrip transport). We are not able to work with grantees able to book fewer than 1,000 rides. We encourage partnerships between community-based organizations to achieve required scale.
  • Geography: LISC is currently prioritizing grants to organizations working in areas where it has a local office presence: Availability of Uber drivers, to be confirmed by Uber, and need for transportation resources to support equitable vaccine deployment are additional geographic criteria.


Visit here for more information and application to apply for this grant.

Public Works and Economic Adjustment Assistance Programs

Additional $1.5 billion from CARES Act to support economic development grants for states and communities suffering economic injury as a result of COVID-19.

Eligible Applicants: Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education
State governments
City or township governments
Public and State controlled institutions of higher education
Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education
Native American tribal governments (Federally recognized)
Others (see text field entitled “Additional Information on Eligibility” for clarification)
County governments
Private institutions of higher education
Special district governments
Additional Information on Eligibility: Eligible applicants for EDA financial assistance under the Public Works and EAA programs include a(n): (i) District Organization of a designated Economic Development District; (ii) Indian Tribe or a consortium of Indian Tribes; (iii) State, county, city, or other political subdivision of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; (iv) institution of higher education or a consortium of institutions of higher education; or (v) public or private non-profit organization or association acting in cooperation with officials of a political subdivision of a State. See Section 3 of the Public Works and Economic Development Act of 1965 (PWEDA) (42 U.S.C. § 3122) and 13 C.F.R. § 300.3. EDA is not authorized to provide grants or cooperative agreements to individuals or to for profit entities. Requests from such entities will not be considered for funding. For ACC funding, projects must be located within and targeted to communities or regions that have been impacted, or can reasonably demonstrate that they will be impacted, by coal mining or coal power plant employment loss, or employment loss in the supply chain industries of either. For NCC funding, eligible regions have been impacted, or can reasonably demonstrate that they will be impacted, by one or more nuclear power plant closures. For CARES Act funding, applicants must explain clearly in their application how the proposed project would “prevent, prepare for, and respond to coronavirus” or respond to “economic injury as a result of coronavirus.”

For more details, please visit:

SBA Disaster Loans for Businesses and Residents Affected by Civil Unrest

Low-interest federal disaster loans are available to California businesses and residents affected by the recent civil unrest beginning May 26, 2020.

Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets.

The disaster declaration makes SBA assistance available in Kern, Los Angeles, Orange, San Bernardino, and Ventura counties.

In response to the COVID-19 pandemic, the SBA will establish a virtual Disaster Loan Outreach Center to answer questions about disaster loans offered by the SBA, explain the application process, and help each individual complete their electronic loan application.

Applicants may also apply online, receive additional disaster assistance information, and download applications at  Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email [email protected]gov for more information on SBA disaster assistance.

California Community Foundation

CCF endeavors to be the destination foundation for donors and nonprofits that are passionately committed to creating systemic change in Los Angeles County. They aim to address the root causes of L.A.’s most pressing issues by supporting the nonprofit organizations on the front lines whose innovation and dedication continue to make this a better place for all of us.

Their goal is to make the process simple so that potential grantees can easily explore opportunities, review instructions, monitor deadlines and access tools and other non-grant support – including vital convening support for nonprofits across Los Angeles through the Joan Palevsky Center for the Future of Los Angeles.

CCF’s open grants portal connects organizations to current funding opportunities in all of our priority areas, providing specific information on eligibility, deadlines and application requirements. For general eligibility questions, see: How to Apply.

For more information, please visit:

Nonprofit COVID-19 Resources

State of California COVID-19 Response Kit

Let’s all work together to keep our California communities healthy.

“The state is mobilizing at every level to proactively and aggressively protect the health and well-being of Californians, but we cannot fight this outbreak alone. We need the participation and support of every Californian. That is why we’re providing recent, relevant and reliable information. Californians need to know how critical it is to stay home, learn how to stay healthy and where they can get help. These actions are critical and there is no doubt our collective efforts save lives.

Help get the word out. Please share videos and social media messages about state and local resources available to support the health, safety and well-being of all Californians. We are all in this together.” Source:

For more information, please visit:

Center for Nonprofit Management Resource Center

The Center for Nonprofit Management Resource Center has compiled a list of trusted resources to aid nonprofits who have been negatively impacted due to COVID-19.

CNM will continue to update this page with opportunities and information that emerge regarding government funding, employee assistance, pooled funding through local funder collaboratives, and strategies for leading your organization over the next several months.

For more details, please visit:

Philanthropy California

Philanthropy California is an alliance of Northern California, Southern California, and San Diego Grantmakers.

Philanthropy California’s disaster resilience team is coordinating with state agencies and partners to respond to the threat and potential negative impacts caused by COVID-19.

They will be vetting funds, providing recommendations, and supporting our community with safety tips.

For more details, please visit:

Nonprofit Relief Provided in the CARES Act

The Cares Act provides significant relief for nonprofit (not-for-profit) organizations. Read how to apply for relief funds at the website of Independent Sector, the national membership organization that brings together the charitable community.

additional link:

LAEDC’s multilingual team is ready to assist you with confidential and complimentary business assistance and resources to help you overcome challenges your business is facing due to the COVID-19 pandemic.

Schedule an Appointment Today!

Intake Form: Please complete Business Assistance Intake Form to schedule a meeting with an LAEDC business assistance specialist.

E-mail: [email protected]

Angelica Banuelos, Business Assistance Specialist

[email protected]

Phone: 213.236.4839

4,500 Job Opportunities with EDD

EDD Mass Hiring Effort for 4,500 New Staff:

  • Will be trained in call center operations, processing UI claims, analyzing documents from claimants and employers to make wage determination benefits
  • Includes teleworking and in-office options
  • Applicants who possess bilingual skills including Spanish, Cantonese, Vietnamese, and Mandarin are encouraged to apply.

Application packages may be submitted electronically through:

Download Flyer

Download Flyer

Unemployment Benefits Information for Los Angeles Residents

State Grants to Expand Assistance For Unemployed Long Beach Residents

The City of Long Beach has announced three state grants totaling almost $2 million that will help Pacific Gateway–a federally designated workforce development area administered by the City of Long Beach– to expand assistance to residents whose employment has been impacted by COVID-19.

Read the full press release here (6/26/20)

City of Carson Offers Financial Assistance to Struggling Renters

Carson residents suffering the economic consequences of the COVID-19 pandemic will be able to opt for financial assistance offered by the city to pay their rent.

Tenants who wish to apply for this financial aid must meet the following requirements:

  • Have an income of less than $63,100 for a single person and up to $92,950.00 for a family of four.
  • Demonstrate financial hardship due to COVID-19, such as job loss, reduced work hours, or reduced wages.

Financial assistance is available for a maximum of $1,000 per month for up to three months and is based on actual need for monthly rent and does not have to be repaid.

To read the full article, please visit:

LA Controller, Ron Galperin COVID 19 Resources

L.A. Controller – Ron Galperine COVID-19 Dashboard: 

  • Updated daily
  • Map of stimulus checks
  • Food bank resources for food insecurity: by city, county, state 
  • Microloan tracker map of small businesses who received resources
  • LGBTQ youth resource map
  •  Data stories and maps:
    • Job Losses
    • Free tax prep
    • Homeless Housing
    • Latinx Heritage
    • Youth Programs
    • Property Panel Map – a guide to publicly-owned properties in the City of LA


For details, please visit:

EDD Pandemic Unemployment Assistance (PUA) Program

As part of the CARES Act, the new Pandemic Unemployment Assistance (PUA) program offers aid to unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services are significantly reduced as a direct result of the pandemic. The provisions of the program include:

– Up to 39 weeks of benefits starting with weeks of unemployment beginning February 2, 2020, through the week ending December 26, 2020, depending on when you became directly impacted by the pandemic.

– A new 13-week federal extension for those who run out of their regular state-provided UI benefits (maximum 26 weeks). File a PUA claim and you may be converted to the federal extension once it is available.

For more details, please visit:

Futuro Health Recruiting 1,000 Spanish Speakers for Tuition-Free English Language Course

In California, there is a huge need for more Spanish-speaking healthcare workers to care for our diverse population. But to become a Medical Assistant, aspiring caregivers need to be able to communicate clearly and accurately with co-workers and patients in English. This course is designed to improve the English language skills of Spanish speakers who:

  • can communicate for simple tasks but may make mistakes or struggle to maintain a conversation AND/OR
  • those who can hold a conversation about familiar topics but don’t have the vocabulary appropriate for a healthcare setting.

This course will provide learners with the relevant English vocabulary and practice needed to be successful in future healthcare programs and their career. After completing the course, students may be eligible for the Jump Start for Medical Assistant courses and the Medical Assistant Program.


  • Personalized course content offers up-to-date, real-world lessons.
  • Study whenever you can with short lessons, or on-the-go with the mobile app.
  • Improve your speaking with a teacher and learners from around the world.
  • Frequent assessments mean your content is suited specifically for your level.
  • A personalized learning experience tailored to your interests and personal goals.

Learning Outcomes:

  • Understand the roles and responsibilities of allied healthcare workers such as Medical Assistants.
  • Demonstrate an understanding of the healthcare field by watching healthcare professionals in a range of daily tasks and responsibilities.
  • Understand the day-in-the-life of a healthcare worker by listening to conversations between workers and patients.
  • Enhance your English fluency.

Topics Include:

  • Introduction to Allied Health Care
  • Scheduling and Billing
  • Medical History
  • Basic Nursing Skills
  • Examination Procedures
  • Medical Charts
  • Diagnosis and Treatments
  • Laboratory Procedures
  • Radiology
  • Social Work and Mental Health
  • Legal and Ethical Standards
  • Safety and Infection Control

For more details, please visit:

Hire L.A.'s Youth Program

HIRE L.A.’s Youth will help you prepare for a summer or year round job. HIRE L.A. will help you write your resume, practice interviews, and learn how to manage the money you will be earning.

For more information, please visit:

Federal Stimulus Package for Residents / Workers

LAEDC has received the following information about the CARES Act relief for Americans in the federal package. Here are the details:

Coronavirus: Q&A related to individuals


Who qualifies to receive a check and how much will an individual receive?

Anyone who filed a tax return this year or last year. Individuals receive $1,200, married couples receive $2,400, and child dependents (under 17) receive $500.

What are qualified income levels based off of?

There is no qualified income threshold or requirement to receive the rebate. However, the rebate phases out at a 5 percent rate above adjusted gross incomes of $75,000 for single filers, $112,500 for heads of household, and $150,000 for joint filers.

Can those collecting Social Security or disability receive a check?

Yes, if they filed a tax return this year or last year, or received a form SSA-1099. Otherwise, they need to file a tax return.

How does an individual claim their check?

They do not need to claim their checks (unless they have not either filed a tax return this year or last year) — IRS will send out rebates automatically to their direct deposit or to the address provided on the last tax return submitted.

How long will it take for this check to be delivered?

Rebates sent via direct deposit will take a few weeks. Rebates sent via checks may take a few months.

Will I be taxed on this check?

No, rebates are not taxable.

Will I be eligible if I haven’t finished filing my 2018 taxes?

You need to have filed either a 2018 tax return or a 2019 tax return. If you have not filed either, you will not be eligible. You can file a 2019 tax return now to claim the rebate.

Will I be eligible if I have a lien against me, but I am in non-collect status?

Yes. Rebates will not be subject to garnishment, except if back child support is owed.

I withdrew my retirement in 2018- so my income that year was inflated. Is there any waiver for one time sources of income?

In this case, the taxpayer should file a 2019 tax return.


How much can I get from Unemployment Insurance?

The exact amount you can receive through Unemployment depends on your state and your previous earnings. Between now and July 31, an additional $600 will be added to every unemployment compensation check, so no one will receive less than $600 per week.

What if I’m not eligible for traditional Unemployment Insurance?

The CARES Act temporarily expands unemployment insurance to cover individuals who are not traditionally covered, including the self-employed, gig-workers, independent contractors, and workers with irregular work history. It also expands the list of allowable criteria for claiming unemployment compensation to include many reasons related to the COVID-19 public health emergency. Contact the unemployment office in the state where you worked to determine your eligibility.

What if I’ve been out of work because of COVID-19 for several weeks already?

If you exhaust the weeks of unemployment compensation available to you through your state’s laws, you will be eligible for an additional 13 weeks of benefits. These benefits will be federally-funded, but you will still receive them through your state.

How long will the expanded benefits be in place?

Expanded eligibility for unemployment insurance will be in effect until December 31, 2020. A $600 additional benefit will be added to unemployment compensation received for weeks between when the bill is enacted and July 31, 2020.

Is there a waiting period?

The CARES Act includes incentives for states to waive the waiting week between applying for unemployment compensation and receiving it. Contact the unemployment office in the state where you worked to determine whether there will be a waiting week.

How do I file for unemployment insurance?

You can apply for unemployment compensation through the unemployment office in the state where you worked. In most states, you can apply online.


Who is a covered employer?

In general, a private employer with fewer than 500 employees is a “covered employer” for both the paid sick leave and paid family leave requirements. However, the Secretary of Labor has additional authority to exempt employers with fewer than 50 employees from the requirement to provide leave for caring for children due to closures of schools or child care, both in the paid sick leave and paid family leave context. Additionally, employers of Health Care Providers or Emergency Responders have authority to unilaterally exclude their employees from all of the paid sick leave and paid family leave requirements. Finally, while most public employers with 1 or more employees are covered by the paid sick leave requirements and most public employers with fewer than 500 employees are covered by the paid family leave requirements, most federal employers are excluded from the paid family leave requirements–and OMB has the authority to exclude any federal employers from both the paid sick leave and paid family leave requirements.

Who is a covered employee?

To be a “covered employee,” an individual must first be working for a “covered employer” explained above. In general, an individual who is employed by a covered employer is covered by both the paid sick leave and paid family leave; the definition of “employee” is based in the Fair Labor Standards Act (FLSA) and is broad and intended to capture most people. However, paid family leave has an additional requirement that an individual has been employed by the employer for at least 30 days to qualify; if an individual was laid off by their employer after March 1, 2020, had worked for that employer for 30 of the 60 calendar days before being laid-off, and is re-hired by the employer, then that employee qualifies as a covered employee even though upon their rehire they have not been working for 30 days for the employer. Most federal employees are excluded from the paid family leave, and OMB has the authority to exclude any federal employees from both the paid sick leave and paid family leave.

How much paid sick leave are employees eligible to take?

For paid sick leave, employees are eligible to take up to 80 hours (two weeks) of paid time, depending on the employee’s regular schedule, at 100% of the employee’s regular rate of pay (up to $511 per day) due to quarantine/isolation order, health-care provider guidance to self-quarantine, or seeking diagnosis for symptoms of COVID-19; the pay is limited to 2/3 of the employee’s regular rate of pay (up to $200 per day) for caring for someone who is isolated/quarantined and for taking care of a child due to a closure of school or child care.

How much paid family leave are employees eligible to take?

For paid family leave, employees are eligible to take up to 10 additional weeks of paid time at 2/3 of the employee’s regular rate of pay (up to $200 per day) solely to take care of a minor child due to a closure of school or child care or the unavailability of a child care provider.

What are the qualifying reasons for leave?

For paid sick leave:

Unable to work or telework due to

– The employee is covered by a quarantine or isolation order by a federal, state, or local authority;

– The employee has been advised by a health care provider to self-quarantine due to concerns over COVID-19;

– The employee is experiencing symptoms of COVID-19 and is seeking diagnosis;

– The employee is caring for an individual who is covered by a quarantine or isolation order or who has been advised by a health care provider to self-quarantine;

– The employee is caring for a son or daughter if, due to COVID-19, the school or place of care is closed or if the child care provider is unavailable; or

– The employee is experiencing a “substantially similar condition” as specified by HHS and DOL.

For paid family leave:

The employee is unable to work or telework due to needing to care for a son or daughter under 18 years of age because, due to COVID-19, the child’s school or place of care is closed or the child’s child care provider is unavailable

Are there documentation requirements an employee must provide to prove they are caring for an individual or child whose school or place of care is closed?

If the need for paid family leave is foreseeable, an employee must provide the employer with notice as soon as practicable; and an employer may require reasonable notice procedures to receive paid sick leave. However, while DOL may clarify this through guidelines or regulation, we do not read the Act to allow an employer to require any documentation to prove the employee is caring for an individual or child.

When do these provisions go into effect?

According to DOL, they will go into effect on April 1 and will apply to leave taken between April 1 and December 31, 2020.


What has changed for income tax filing this year?

The tax filing due date has been extended to July 15. Tax returns and any income taxes owed will not be due until July 15.

Are there any changes to tax filing for businesses?

The income tax return due date for calendar year corporations has also been extended to July 15. Tax returns and any income taxes owed will not be due until July 15. Employers can defer paying the employer portion of certain payroll taxes through the end of 2020, with all 2020 deferred amounts due in two equal installments, one at the end of 2021, the other at the end of 2022. Deferral is not provided to employers that avail themselves of SBA 7(a) loans designated for payroll.


I am a frontline worker in need of child care. Does this bill help me?

Yes. States can use their funding through the Child Care and Development Block Grant (CCDBG) to provide child care assistance to health care sector employees, emergency responders, sanitation workers, and other workers that are deemed essential during the COVID-19 response by public officials.


Are there protections to prevent people from being shut off of their power, gas, and water utilities?

Utility service is regulated by the states rather than the federal government. Many states have ordered their utilities not to terminate service to customers during the crisis.

What resources are available to states and utilities to offset costs of power, water and fuel service that must remain online?

For eligible households, $900 million is included for the Low Income Home Energy Assistance Program to help low income households with heating and cooling in homes, weatherization, and energy-related low-cost home repairs or replacements. Under the Small Business Loans provided in the bill, utility costs (electricity, water, gas, trash, and internet services) are eligible costs for which loans can be provided. An additional $600 million is included for Community Services Block Grants to states, tribes and territories, which can be used to cover utility costs.



Is there any relief for upcoming rent, mortgage, and utility payments?

Any homeowner with an FHA, VA, USDA, 184/184A mortgage, or a mortgage backed by Fannie Mae or Freddie Mac, who is experiencing financial hardship is eligible for up to 6 months’ forbearance on their mortgage payments, with a possible extension for another 6 months. At the end of the forbearance, borrowers can work within each agency’s existing programs to help them get back on track with payments, but they will have to pay missed payments at some point during the loan, so if borrowers can pay they should continue to do so.

Renters who have trouble paying rent also have protections under the bill if they live in a property that has a federal subsidy or federally backed loan. Owners of these properties cannot file evictions or charge fees for nonpayment of rent for 120 days following enactment of the bill, and cannot issue a renter a notice to leave the property before 150 days after enactment. After this period renters will be responsible for making payments and getting back on track, so they should continue to make payments if they’re financially able to do so. Renters who receive housing subsidies such as public housing or Section 8 who have had their incomes fall should recertify their incomes with their public housing agency or property owner because it may lower the rent they owe.

Will homeowners be foreclosed on if they can’t make their loan payments?

The bill includes a 60-day foreclosure moratorium starting on March 18, 2020, for all federally-backed mortgage loans. Borrowers with FHA, VA, USDA, or 184/184A loans, or loans backed by Fannie Mae and Freddie Mac, will not see foreclosure actions and cannot be removed from their homes due to foreclosure during that time.

Will multifamily property owners be foreclosed on if they can’t make loan payments?

The bill provides owners of multifamily properties with federally backed loans having a financial hardship up to 90 days of forbearance on their loan payments. Property owners would have to request the forbearance and document their hardship in order to qualify, in 30-day increments. During a forbearance period, the property owner may not evict or initiate the eviction of a tenant for nonpayment of rent and may not charge the tenant any fees or penalties for nonpayment of rent. This protection applies to loans issued or backed by federal agencies (including FHA and USDA) or Fannie Mae and Freddie Mac.

Who does the rental eviction moratorium apply to?

This provision applies to all renters who live in properties that receive a federal subsidy, such as public housing, Section 8 rental assistance vouchers or subsidies, USDA rental housing assistance, or Low Income Housing Tax Credits. It also covers any renters in properties where the owner has a federally backed mortgage loan, which includes loans backed by the FHA, USDA, and Fannie Mae and Freddie Mac. This includes any size of property, from single family houses to multifamily apartment buildings.


I have a loan and I am worried that I won’t be able to make my monthly payments. What can I do?

Contact your lender directly. The CARES Act allows banks and credit unions more flexibility to work with borrowers affected by the COVID-19 pandemic.

Does bill provide any relief for consumers who can’t pay their bills?

This bill does not. This section of the bill only provides instruction on how lenders or creditors should report consumers who have received a forbearance or some other accommodation to help them make payments.

Individuals having problems paying their bills should contact their lenders directly. The CARES Act allows banks and credit unions more flexibility to work with borrowers affected by the COVID-19 pandemic.

We will continue to work to enact credit reporting relief for borrowers who are struggling to make their payments during this crisis.

Who can use the Fed lending facilities?

The Federal Reserve will design the facilities. According to government officials, we expect there to be potentially over a dozen different facilities. The legislation specifically indicates that there should be a facility for states, municipalities, and tribes, as well as a facility for medium-sized business that are not eligible for the SBA program. It will also be critical for the Fed to consider other needs, such as protecting homeowners and renters.


My small business is in financial trouble and I’m considering filing for bankruptcy — how does this bill help?

This bill allows more small businesses to reorganize under Chapter 11 using procedures that are less expensive and that allow small business owners to retain control of their operations through the bankruptcy reorganization process. Under this bill, small businesses with up to $7.5 million in debt can take advantage of these streamlined Chapter 11 procedures. This new relief will be available for one-year.

I have been in Chapter 13 bankruptcy for 3 years. I recently lost my job and I can’t afford my plan payments right now. I’m worried that I won’t be able to complete the Chapter 13 process — does this bill help me?

Yes. This bill allows individuals and families currently in Chapter 13 who are experiencing financial hardship due to the COVID-19 pandemic to request a modification of their Chapter 13 plans, including by extending their payments for up to 7 years. This new relief will be available for one-year.

If I receive a stimulus check from the federal government, will it impact my ability to file for bankruptcy?

No. Under this bill, stimulus checks from the federal government cannot be used to determine whether you are eligible for filing bankruptcy. And, if you file for Chapter 13 bankruptcy, you will not have to turn your stimulus check over to your creditors. This new relief will be available for one-year.


I do not have a Real ID-compliant identification but I am concerned about going to a crowded DMV in the coming months before the October 1, 2020 deadline — what should I do?

There is no need to visit a DMV just to obtain a REAL ID by October 1, 2020 because the deadline will be extended for one year, until October 1, 2021.


I have an elderly or ill family member in prison. Is there any opportunity for early release?

Yes. This bill gives the Director of the Bureau of Prisons expanded authority to release people who are serving the last year of their sentence to home confinement.

I am not being allowed to visit my family member in prison because of the coronavirus. Is there an alternative to in-person visits?

This bill instructs the Director of the Bureau of Prisons to do more to set up video visitation for inmates, free of charge.

I have a family member involved in the federal justice system, what is going to happen to their case?

This bill allows courts to hold some hearings by video, but only if the defendant agrees.


I’m an AmeriCorps member and I’m unable to complete my term of service as a result of COVID-19. What happens to my education award?

Many AmeriCorps members will have difficultly completing the required number of volunteer hours due to current limitations on volunteer opportunities. The CARES Act allows the Corporation for National and Community Service (CNCS) to have flexibility to waive the required number of volunteer hours so that members may still receive a full Segal Education Award even if their service was interrupted as a result of COVID-19. Additionally, the CARES Act increases the upper age limit for AmeriCorps members and expands the maximum term of service so that AmeriCorps members whose service was impacted by COVID-19 are able to re-enroll once the emergency is over.


Assistance Programs for Workers during COVID-19

There are several programs aimed at helping workers facing financial hardships due to COVID-19. The following document features crucial information on how to access those programs.

To view the document, please click: here

I Need Work Right Now -- Who's Hiring?

In the Los Angeles region, numerous sectors are hiring right now.

First, visit a new webpage that City of Los Angeles has created — the LA Jobs Portal, and use the new tools and search functions on that page to seek employment opportunities:

In addition, the LA County America’s Job Centers provide a keyword and zipcode searchable listing of job openings, which can also be used by employers to post jobs:

Looking at key trends in hiring in the LA region — Grocers, home delivery services, cleaning companies, medical supply, medical manufacturing and life science testing labs, work-from-home technology companies, and other types of business are experiencing a surge in demand and many are seeking more staff. Amazon is one of the more publicized companies hiring presently.

Here are a few to consider:

There are dozens of food delivery platforms that enlist freelancers to deliver restaurant meals and groceries. Among the better meal delivery options: Caviar, GrubHub and DoorDash. All three have initiated contactless delivery to keep both workers and customers safe.

Delivery drivers for Amazon Flex shuttle Amazon packages from warehouses to consumer doorsteps.

Grocery shopping and alcohol delivery services, such as Shipt, Instacart and Saucey may be worth exploring. Grocery stores also need help stocking shelves, including companies such as Costco and Trader Joe’s

Those who want to provide child care can utilize Trusted, Urban Sitter, Care and Bambino , services which can help connect you with these opportunities.

Jobs related to the sanitation trend can be found by signing on with Managed by Q, Tidy, Fairy or any number of other cleaning options. You can also advertise your availability to clean houses or offices on a free neighborhood website, such as Nextdoor. There are also many cleaning companies that are in need of staff, as requests for service have increased.

The Census Bureau is hiring 500,000 Americans to help complete questionnaires for the 2020 census.

Walmart, the nation’s largest employer, said it was looking to hire 150,000 additional employees in its stores and warehouses through the end of May. That represents a roughly 10 percent increase in its current work force.

Lineage Logistics, the largest refrigerated warehousing company in the country, is hiring 2,000 additional workers to meet a roughly 30 percent jump in demand in recent weeks.

Domino’s, the pizza delivery chain, is hiring thousands of workers, including cooks, managers and drivers.

Walgreens said it was hiring for about 9,500 existing full- and part-time roles in stores across the United States, including pharmacy technicians.

Here are articles in New York Times and Los Angles Times on the subject of jobs, business and economic sectors that are hiring.

Incentives Your Employer Can Obtain to Keep You Hired

Please tell you employer about new sources of money to keep employees (like you) on the payroll! If your company or nonprofit seems deeply affected, and layoffs seem possible, don’t wait. Make sure your executive team knows about these great tools.

Payroll Protection from the US Small Business Administration (SBA) is a great new tool! Loans used for payroll will be forgiven, within certain criteria.

The SBA Paycheck Protection Program application just went live. Small businesses are eligible if program size standards (under 500 employees) are met. SBA will forgive the portion of the loans used for payroll, rent, utilities, etc., if all employees are kept on payroll for eight weeks. This gives your employer a great way to keep the jobs you and your colleagues depend on.

Top-line overview of the program
Application for borrowers
Information for borrowers
To visit the SBA website:


The California Employment Development Department (EDD) has a program called Partial claims, which helps employees when employers experience a lack of work. A partial Unemployment Insurance claim can be used for any claimant who works less than their normal full-time hours, and whose employers want to keep them. In addition, let your boss know that employers can apply for the Unemployment Insurance (UI) “Work Sharing Program” if reduced production, services, or other conditions cause them to seek an alternative to layoffs.

  • The Work Sharing Program helps employees whose hours and wages have been reduced.
  • For more details on the programs listed in the bullets above:
  • In addition, be aware that LAEDC is deeply committed to helping businesses avoid layoffs, with a team of experienced professionals implementing LAEDC’s award-winning Layoff Aversion Program. If you believe your employer may be preparing for a significant layoff, email LAEDC asap: [email protected]

Child Care for Essential Workers, Available in South L.A. County

Pacific Gateway Workforce Development board partners with home care provider to create a labor market platform for qualified workers to provide childcare under COVID-19 protocols

The program is currently matching childcare professionals who have recently been furloughed, with families and essential personnel who need childcare, including low-income families and those in public safety and healthcare.

With schools, parks and other children-serving facilities closed, and private organizations temporarily laying off childcare workers, a surplus of certified individuals are available to help families with childcare. These professional caregivers include highly qualified staff from the City of Long Beach’s Department of Parks, Recreation and Marine, the Boys and Girls Club of Long Beach and YMCA of Greater Long Beach who have undergone background checks will have opportunities to continue working by providing in-home supervision of daily activities for school-aged children.

Now these workers are available via a new system, CalFLEXI, to connect these workers with families needing childcare.

The program is possible through an award-winning technology platform from Long Beach’s workforce board, Pacific Gateway, which is uniquely positioned to efficiently deploy workers that have flexible or irregular schedules. With strict adherence to health guidelines, all workers will be screened for health safety in addition to standard background clearance.

Sign up as a family or business needing childcare:

Qualified childcare workers may immediately begin the registration process by calling 562-570-3702 or visiting:

All pre-screened and qualified workers who can provide in-home childcare, including LBUSD’s VIP volunteers, are encouraged to register.

The program will support needs of workers and families through the south Los Angeles County region. Inquire for more details.

Mayor of Long Beach announcement:

Sign up as a family or business needing childcare:

Official project website:

US Dept. of Labor Guidance: Paid Sick Leave, Family Medical Leave

U.S. Department of Labor | March 24, 2020

Today, the U.S. Department of Labor’s Wage and Hour Division (WHD) announced its first round of published guidance to provide information to employees and employers about how each will be able to take advantage of the protections and relief offered by the Families First Coronavirus Response Act (FFCRA) when it takes effect on April 1, 2020.

FFCRA will help the United States combat and defeat COVID-19 by giving all American businesses with fewer than 500 employees funds to provide employees with paid leave, either for the employee’s own health needs or to care for family members. The legislation will ensure that workers are not forced to choose between their paychecks and the public health measures needed to combat the virus while at the same time reimbursing businesses.

The guidance — provided in a Fact Sheet for Employees, a Fact Sheet for Employers and a Questions and Answers document — addresses critical questions, such as how an employer must count the number of their employees to determine coverage; how small businesses can obtain an exemption; how to count hours for part-time employees; and how to calculate the wages employees are entitled to under this law.

“Providing information to the American workforce is a top priority for the Wage and Hour Division,” said Administrator Cheryl Stanton. “With so many workers and so many employers struggling to find their way in these trying conditions, providing guidance on a rolling basis will allow workers and businesses to prepare for the law to go into effect on April 1, 2020. We remain committed, and are working around the clock to provide the information and tools for employees and employers alike.”

The guidance announced today is just the first round of information and compliance assistance to come from WHD. A workplace poster required for most employers will be published later this week, along with additional fact sheets and more Q&A.

WHD provides additional information on common issues employers and employees face when responding to COVID-19, and its effects on wages and hours worked under the Fair Labor Standards Act and job-protected leave under the Family and Medical Leave Act at

For more information about the laws enforced by the WHD, call 866-4US-WAGE, or visit

For further information about COVID-19, please visit the U.S. Department of Health and Human Services’ Centers for Disease Control and Prevention.

WHD’s mission is to promote and achieve compliance with labor standards to protect and enhance the welfare of the nation’s workforce. WHD enforces federal minimum wage, overtime pay, record keeping and child labor requirements of the Fair Labor Standards Act. WHD also enforces the Migrant and Seasonal Agricultural Worker Protection Act, the Employee Polygraph Protection Act, the Family and Medical Leave Act, wage garnishment provisions of the Consumer Credit Protection Act and a number of employment standards and worker protections as provided in several immigration related statutes. Additionally, WHD administers and enforces the prevailing wage requirements of the Davis Bacon Act and the Service Contract Act and other statutes applicable to federal contracts for construction and for the provision of goods and services.

The mission of the U.S. Department of Labor is to foster, promote and develop the welfare of the wage earners, job seekers and retirees of the United States; improve working conditions; advance opportunities for profitable employment; and assure work-related benefits and rights.

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13 Steps to Take if You've Lost Your Job Due to the Coronavirus Crisis

Here are 13 important steps to take if you lose your job due to the current COVID-19 pandemic:

  1. Apply for unemployment benefits.
  2. If you have emergency savings, now’s the time to tap into it.
  3. Look over your monthly expenses and find ways to cut back.
  4. If you have a mortgage, inform your lender and servicer.
  5. If you have student loans, suspend your payments.
  6. Get in touch with your bank.
  7. Stay away from payday loans.
  8. Communicate with your utility and service providers.
  9. You can use your retirement accounts — but avoid it if possible.
  10. Take advantage of community programs.
  11. Look at job postings.
  12. Be flexible about new opportunities.
  13. Pay attention to the news.

For details on all of these steps, please visit:

More Workforce Resources

  • The Labor & Workforce Development Agency (LWDA) wants to keep workers, employers, co-workers, and families safe. What employees are entitled to may be confusing. The LWDA is trying to make it easier and spread awareness through a centralized source of information with regards to topics such as: paid sick leave, disability and unemployment insurance, workplace health and safety guidance and employer assistance. Use the guidance on their website to determine what is best for you, your family and your workplace.
  • For information about job protection and employment discrimination, visit the California Department of Fair Employment and Housing website.
  • Information about employee leave options, compensation and salary can be found at The California Labor Commissioner’s Office.

Upcoming Webinar Schedule:

Webinar schedule to be announced.

Past Events/Webinars


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Connectory Community Partners

Community Events

LAEDC Experts in the Media

Inside the Issues TV show on Spectrum News 1 featuring Bill Allen of LAEDC (5/25): here

Mottek on Money radio show on KNX 1070 News Radio (5/20) featuring LAEDC L.A. County Community Connectory director, Judy Kruger, interview starts at 17:15 mark and runs almost ten minutes: here

Mottek on Money radio show on KNX 1070 News Radio (5/23) featuring LAEDC CEO, Bill Allen, interview starts at 11:13 mark: here

KNBC TV local evening news interview with LAEDC, CEO, Bill Allen about reopening the economy, which was widely watched (5/19): here

The Los Angeles Times quotes LAEDC’s Bill Allen in story about gradual reopening of economy (5/20): here

Listen to LAEDC CEO Bill Allen on KNX Radio, on the 5/9/20 Mottek on Money show.
Bill’s comments begin at the 21:30 mark

KCET quotes LAEDC CEO Bill Allen in article about rising unemployment numbers and small business impact.

KNX Mottek on Money, 5/2:  Stephen Cheung, EVP of LAEDC, speaks about the plight of small businesses.
Listen: here Stephen’s comments begin at the 11:40 mark.

KPCC AirTalk 4/21: Larry Mantle Interviews LAEDC’s Bill Allen About Unemployment Forecasts & Economic Impact:

Click here for more details on this interview

LAEDC CEO, Bill Allen, talks with KNBC NewsConference host, Conan Nolan, on 4/17/20 regarding the economic impact COVID-19 is having on L.A. County: Watch the video here

Media Inquiries: [email protected]

Business Reopening & Recovery Resources

As rebound resources become available, the Community Connectory will pivot to providing crucial updates and information for small businesses and individuals financially recovering from COVID-19.

Together for L.A. - No Cost Consulting Assistance to Women and Diverse-Owned Small Businesses

Together for L.A. – A collaborative offering no cost consulting assistance to women and diverse-owned small businesses, funded by Wells Fargo.


Together for L.A., powered by LAEDC, is comprised of partners with expertise in business assistance, economic development and resilience strategy, united in the mission of serving small businesses in LA County as they strive to recover from the economic crisis wrought by the COVID-19 pandemic. Together for L.A. partners include Los Angeles County Economic Development Corporation (LAEDC), The Los Angeles Area Chamber of Commerce, Local Initiatives Support Corporation Los Angeles (LISC LA), The Dr. Lucy Jones Center for Science and Society, and The Institute for Sustainable Development (ISD), which are working together to advance a more equitable, sustainable and resilient economic recovery, funded by Wells Fargo.

Wells Fargo has awarded a grant of $1.25 million through their Open for Business Fund to Together for L.A., the Los Angeles collaborative for small business recovery & resilience, to address the COVID-19 economic crisis by significantly expanding business technical assistance services to LA County’s small businesses and microenterprises led and owned by women and Black, African American, Latinx, Asian American, American Indian, and Alaska Native people, focused on those in low and moderate income (LMI) communities.

Together for L.A. will serve businesses with multilingual and multicultural programs and resources critical to small business survival, reinvention and recovery via substantial outreach and engagement campaigns, webinars and workshops to teach best practices, and will provide one-on-one no cost technical assistance which will be delivered both online and in community. This program will be one of the largest efforts, not just in Los Angeles or California, but across the nation, to reach and serve LMI BIPOC businesses and help them reopen, reinvent themselves and recover through the provision of various forms of technical assistance.

Together for L.A. is doing this work in recognition of the fact that Los Angeles County is home to more than 1.3 million small businesses, including more women and BIPOC owned small businesses than any other county in the nation. These employer and non-employer establishments provide the majority of jobs and income for the ten million residents of America’s most populous and diverse county and tens of thousands of these enterprises remain at significant risk due to the disruptions caused by the pandemic.  As of March 2021, small business revenues in LA County are still down by more than 30%. The Together for L.A. collaborative is committed to working as a combined force to advance a more equitable economic recovery.


Please complete business intake form to receive a response from an LAEDC Business Assistance district representative for further assistance.


GLAAACC Business Evolution Program


The Business Evolution Program (BEP) is one of the premiere programs of Greater Los Angeles African American Chamber of Commerce (GLAAACC) and was created to assist a GLAAACC small business member reach the next level of economic success by partnering with GLAAACC’s dynamic corporate board members. The BEP Program offers a broad scope of assistance to small businesses that are owned and controlled at least 51% by socially and economically disadvantaged individuals.

It’s an exclusive opportunity for low to moderate and small business owners to accelerate their potential by infusing new knowledge and to prepare for new challenges ahead. With the help of our industry professionals, the program allows small businesses to maximize their learning journey. 25 GLAAACC members will participate in this year’s program, all of which have been in business for more than 3 years.

Our research indicates that at this point in the business life-cycle, this is a critical time to strengthen business finance, marketing, human resources, and product development.

The biggest challenge for entrepreneurs in this stage is dividing time between a whole new range of demands requiring their attention– managing increasing levels of revenue, attending to customers, dealing with the competition, and accommodating an expanding workforce.

Project Details:

  • This is a 9-month program, broken down into 9 Modules, integrating instruction from industry professionals and GLAAACC Board of Directors.
  • Module subjects include: contracting, procurement, supplier diversity, lending, and professional business services, intensive technical assistance, technology, access to capital, and leader-led classroom training.


  • You must be a current member of GLAAACC at the start of the program
  • You must have been in business for at least 3 years
  • Your annual revenue must be $100,000 or higher for the 2019 tax year.


Deadline to apply is Monday, July 19, 2021




Amazon Black Accelerator Program


Amazon’s Black Business Accelerator is dedicated to helping build sustainable equity and growth for Black entrepreneurs by enabling their success as sellers. Grow your business with access to financial support, strategic business guidance and mentorship, and marketing and promotional support. Benefits include financial assistance, business education and mentorship, marketing and promotional support.


All Amazon Professional sellers in the U.S. who have uploaded a valid minority-owned business registration or certification to their account in Seller Central from the National Minority Supplier Development CouncilU.S. System for Award ManagementU.S. Small Business Administration, or SupplierGATEWAY, demonstrating the business is Black-owned based on the criteria of the certifying body, are eligible to participate.


Visit website for more information and application.

Emergency Broadband Benefit


The Emergency Broadband Benefit will provide a discount of up to $50 per month towards broadband service for eligible households and up to $75 per month for households on qualifying Tribal lands. Eligible households can also receive a one-time discount of up to $100 to purchase a laptop, desktop computer, or tablet from participating providers if they contribute more than $10 and less than $50 toward the purchase price.

The Emergency Broadband Benefit is limited to one monthly service discount and one device discount per household.


A household is eligible if a member of the household meets one of the criteria below:

  • Has an income that is at or below 135% of the Federal Poverty Guidelines or participates in certain assistance programs, such as SNAP, Medicaid, or Lifeline;
  • Approved to receive benefits under the free and reduced-price school lunch program or the school breakfast program, including through the USDA Community Eligibility Provision in the 2019-2020 or 2020-2021 school year;
  • Received a Federal Pell Grant during the current award year;
  • Experienced a substantial loss of income due to job loss or furlough since February 29, 2020 and the household had a total income in 2020 at or below $99,000 for single filers and $198,000 for joint filers; or
  • Meets the eligibility criteria for a participating provider’s existing low-income or COVID-19 program.


Eligible households must both apply for the program and contact a participating provider to select a service plan.

There are three ways for eligible households to apply:

  1. Contact a participating broadband provider directly to learn about their application process. If you are unable to apply through them directly, you will have to apply using option 2 or 3 below, and then contact a participating provider to select an eligible plan.
  2. Go to to apply online and to find participating providers near you. After you apply, you will have to contact a participating provider to select an eligible plan.
  3. Call 833-511-0311 for a mail-in application or print a copy, and return it along with copies of documents showing proof of eligibility to:

Emergency Broadband Support Center
P.O. Box 7081
London, KY 40742

Avanzar Business Accelerator Program


The U.S. Hispanic Chamber of Commerce (USHCC) and Wells Fargo in partnership with the LA Latino Chamber of Commerce and six other Chambers nationwide are launching an accelerator program design to help small scalable Hispanic Business Enterprises (HBE) “AVANZAR” or “advance” to take their business to the next level.

The five month accelerator program will help participating HBE’s learn the skills they need to become stronger business owners and help scale their small businesses to eventually become an enterprise. Each class will be instructed by a subject matter expert in their respective field.  The topics are targeted to help participants overcome their biggest obstacles and to apply knowledge immediately to their business.

Throughout the Avanzar Program, the local organizations will track and monitor certain performance metrics with the Hispanic Business Enterprises (HBD’s) including jobs created, access to capital and access to contract opportunities.

The start date of the program is scheduled for the summer of 2021. Program will begin with a virtual welcome session followed by nine (9) class sessions combined with one-on-one consulting. Classes will be every other Tuesday from 6pm to 8pm. Minimum of two hours per session. All sessions will be presented via zoom. Start date will be the middle of July 2021.


  • Latino business between $100k – $1M in revenue
  • Must be an established business with at a minimum of three years of operations
  • Must have a active EIN number
  • Must have a businesses that in the long term is scalable into an enterprise
  • Be in good membership standing with the LA Latino Chamber of Commerce
  • Minimum of 20 participants will be selected
  • Participants must have a business in the County of Los Angeles. We will consider businesses from neighboring counties


Link to apply opened on June 1, 2021 and will close on June 22, 2021 at 11:49 PM Pacific Standard Time.

Applications will be reviewed by the Avanzar Committee.  Selected businesses will be notified by June 30th of their acceptance to the program.  Only 25 qualified businesses will be part of the 2021 Avanzar Cohort.

Click here for application.

Goldman Sachs 10,000 Small Business Program


Goldman Sachs 10,000 Small Businesses has partnered with Long Beach City College and Los Angeles City College to provide a practical business and management education program for business owners ready to take their business to the next level. In professional workshops, you will learn from some of the brightest minds in business, learn about access to financial capital and build a powerful network of professional support. And, If accepted, program tuition will be at no cost to you!


Applicants must demonstrate a commitment to growing their business and creating jobs within their community. Applicants should meet the following general guidelines:

  • Applicant must be an owner or co-owner of a business
  • Business in operation for at least two years
  • Business revenues of at least $150,000 in the most recent fiscal year
  • At least 4 employees (including the owner)


Applications are due on the 15th of every month by 5:00 pm.


Visit website for online application and more information.

Home Safe Program Rent Relief and Financial Assistance

Older adults may qualify to receive rent relief and financial assistance through our Home Safe program by the Workforce Development Aging and Community Services! Contact Home Safe by June 15, 2021.

Home Safe helps older adults at risk of becoming homeless with:

  • Security & utility deposits
  • Rental assistance & move-in expenses
  • Backed rent & past due bills
  • Legal fees, reunification services & more

If you received an eviction notice or are behind on your rent, contact 213-610-1589 or [email protected].

Learn more about Home Safe here.

Financial Navigators Program

The L.A. County Financial Navigators program, operated by the Los Angeles County Department of Consumer and Business Affairs’ Center for Financial Empowerment (CFE) in partnership with Cities for Financial Empowerment Fund (CFE Fund), is providing L.A. residents with free assistance to help them deal with the financial challenges brought on by the COVID-19 pandemic.

Their trained Financial Navigators provide assistance by telephone to help L.A. County residents with many common financial issues, including:

  • Maximizing income
  • Managing debt
  • Locating food and housing resources
  • Finding special services or resources

The County of Los Angeles was one of 31 city and county governments selected by the CFE Fund, a national nonprofit organization, to receive funding, training, and technical assistance to launch the new service which will help the residents of L.A. County at no cost.

L.A. County residents can access the L.A. County Financial Navigators program by simply completing a short online request form. The call center is also available to provide assistance in completing the form at (800) 593-8222. The Financial Navigators program is available to anyone living in Los Angeles County. They can provide services in languages other than English.

Safer at Work

Safer at Work Los Angeles County 

Together, we’re committed to reopening LA County as safely as possible. Our region’s mission is to thrive in the new normal. This site will be a resource hub for businesses, employers, workers, and residents as we seek to achieve our shared goal.

Safer at Work Los Angeles is a collaborative, County-wide campaign created to remind us that together, we will restore our local, thriving economy. The Safer at Work campaign website serves as a resource hub for businesses, employees, and all Angelenos who would like to use campaign collateral to promote a safe reopening.

The website will give you access to the Safer at Work campaign collateral, posters, and digital graphics for use in your store, on your website, and across social media channels. Click here to download the social media toolkit.

No matter what kind of business you own or work at, Safer At Work is designed to help you convey the steps you are taking to protect the safety of everyone associated with your business. Please use the links below and the resources on this website to let the world know that you are reopening your business safely and successfully.

Safer At Work speaks your language. Find all collateral in English and Spanish, along with select resources in Chinese, Korean, Tagalog and Armenian.

Visit Safer At Work to learn more and for resources.

Host a COVID-19 Mobile Vaccination Clinic for your Employees

As an economic development organization and advocate of the economy re-opening, we know it is a priority ensuring a safe and healthy workforce which is essential for our economic recovery.

We have heard from many employers requesting help getting on-site COVID vaccinations for their employees at the workplace and now here is a pathway.  Thanks to the County, an employer may now contact the Los Angeles County Health Department with interest in hosting a mobile clinic on site for their employees only.

Please complete the interest form in order for the County of LA Public Health planning team to contact you to provide more information and help answer any of your questions.


  • Business has 10 or more employees
  • Any business in Los Angeles County is eligible including non-profit and religious organizations.
  • The second question asks if business is a faith based or community organization.
  • A request will not be denied a mobile clinic if business responds as “Other” organization.

Foreclosure Prevention & Mortgage Relief Program


The Foreclosure Prevention & Mortgage Relief Program has been developed in partnership with the LA County Board of Supervisors, NHS Center for Economic Recovery and the Department of Consumer & Business Affairs. This program will provide foreclosure counseling and mortgage relief to L.A. County property owners. If the property owner has experienced financial distress between March 1, 2020 and December 31, 2021 as a result of COVID-19 and the property is located in a community highly impacted by COVID-19, they should consider applying for mortgage relief. Approved applicants can receive up to $20,000 to help offset mortgage delinquencies.


Applications will be accepted beginning April 12, 2021.


  • Residents of LA County
  • Residents of LA City are ineligible
  • Property must be owner occupied
  • Up to 80% Area Median Income for 1-unit property owners
  • Up to 150% Area Median Income for 2-4 units property owners
  • Counseling with HUD-approved counselor from partner agency required


Visit here for application and more information.

L.A. County COVID-19 Safety Compliance Certificate Program

The County of Los Angeles launched the COVID-19 Safety Compliance Certificate Program (CSCCP) to help educate and train business owners to comprehensively implement the LA County Department of Public Health COVID-19 safety directives.

The CSCCP is a no-cost online training course that educates business owners on the essentials of the County Health Officer’s Orders and what they need to do to ensure that their business practices are aligned and in compliance with infection control and physical distancing requirements. After completing the training, businesses will receive a COVID-19 Safety Compliance Certificate that can be posted on storefronts. The training will be available in 13 languages and can be accessed online through the Department of Public Health’s COVID-19 website.

Reopening Guides

Safer at Work Los Angeles County

State of California Reopening Protocols and Guides
Statewide Industry Guidance to Reduce Risk

PwC Reopening Guide
Reboot: Returning to the Workplace

L.A. County Health Department Reopening Guide
Reopening Protocols

L.A. County Healthy Department Reopening Guide
Reopening: Music, Television, Film, Production

OSHA Reopening Guide
Guidance on Preparing Workplaces for COVID-19

Gensler Reopening Guide
Back to the Office

California Department of Public Health Reopening Guide
COVID-19 Industry Guidance: Dine-In Restaurants

Manufacturing Leadership Council Reopening Guide
New Operational Practices to Consider in the Time of COVID-19

Chamber of Commerce Reopening Guide
COVID-19 Reopening Guide for Small Businesses

McKinsey Digital Reopening Guide
The Digital-led Recovery from COVID-19: Five Questions for CEOs

City of Los Angeles Reopening Guide
Resilience Toolkit for Los Angeles Small Businesses

L.A. County Health Officer Orders for New Sectors (Multiple Languages)

Reopening Safer at Work and in the Community Revised Order (06.11.20)
– APPENDIX A: Social Distancing Protocol (05.13.20) (translations pending) English

– APPENDIX B: Retail Businesses Opening for In Person Shopping Protocol (05.26.20) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Armenian | Tagalog | Arabic | Farsi | Cambodian | Russian | Japanese | Vietnamese

– APPENDIX C: Warehousing, Manufacturing, Logistics Protocol (05.13.20) (translation pending) English

– APPENDIX D: Office-Based Worksites Protocol (05.26.20) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Armenian | Tagalog | Arabic | Farsi | Cambodian | Russian | Japanese | Vietnamese

– APPENDIX E: Shopping Center Operators Protocol (05.26.20) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Armenian | Tagalog | Arabic | Farsi | Cambodian | Russian | Japanese | Vietnamese

– APPENDIX F: Places of Worship Protocol (05.26.20) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Armenian | Tagalog | Arabic | Farsi | Cambodian | Russian | Japanese | Vietnamese

– APPENDIX G: Vehicle Based Parades or Drive Thru Events Protocol (05.26.20) (translation pending) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Armenian | Tagalog | Arabic | Farsi | Cambodian | Russian | Japanese

– APPENDIX H: Hair Salons and Barbershops Protocol (05.26.20) (translation pending) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Russian

APPENDIX I: Restaurants Protocol (05.26.20) English | Spanish | Traditional Chinese | Simplified Chinese | Korean | Armenian | Tagalog | Arabic | Farsi | Cambodian | Russian | Japanese | Vietnamese

– APPENDIX J: Music, Television and Film Production Protocol (translations pending) English
– APPENDIX K: Day Camps Protocol (translations pending) English
– APPENDIX L: Gym and Fitness Establishments (translations pending) English
– APPENDIX M: Museums, Galleries, Zoos and Aquariums (translations pending) English
– APPENDIX N: Pro-sport Leagues, Facilities, Training Protocol (translations pending) English
– APPENDIX O: Campgrounds and RV Parks (translations pending) English
– APPENDIX P: Hotels, Lodging and Short Term Rentals Protocol (translations pending) English

Cleaning, Face Coverings, & PPE Company Contacts

Guidelines & Resources

County of Los Angeles Public Health
[email protected]

County of Los Angeles Public Health Infographic

City of Los Angeles PPE Calculator

Los Angeles Area Chamber of Commerce

PPE Unite – Free PPE for Small Businesses and Organizations

Cleaning and Disinfecting Companies

Servicon Systems
Oranges & Lemons
Melanie Garcia
[email protected] (562) 248-6354
Fresh Farms, LLC
Vem Yenovkian 
Commercial Hand Sanitizer

Briteworks Inc. (cleaning & janitorial services)
Anita Ron
[email protected] 626-337-0099

The Spirit Guild Los Angeles Distillery
Robin Chopra
[email protected] 213-613-1498

Non-Medical Face Masks

Lafayette Textiles
Sean Zahedi
[email protected] (323) 581-9220

Los Angeles Apparel 
Pat Honda
[email protected] (213) 923-7943

M Stevens Dancewear Inc. 
Gayle Davis
[email protected] (323) 661-2147

WLC Promotions 
Joseph Taylor
[email protected] 562-443-1367

California Fashion Association (links to companies offering face coverings)
Company List

Gala Enterprises/Daame LLC
Luis Gonzales
[email protected] (818) 302-6333

Estco Enterprise (cloth & N95 masks, hand sanitizer)
[email protected] 

Logistics Victory LA – launched by City of Los Angeles to secure PPE for businesses, hospitals, front line workers, etc.

CMC Masks LA
Edward Gurevich
[email protected] (323) 888-8500

WETShield (face shields)
Helen Park
[email protected] (818) 769-6200

Employer Testing Resources

Recovery Strategies

Restaurant & Hospitality COVID-19 Resources

US Foods

California Restaurant Association

California Restaurant Association

Restaurant Workers Community Foundation

AFL-CIO Federal and State Resources for Workers – Find unemployment insurance benefit resources and related information for workers impacted by the COVID-19 pandemic.

US Bartender Guild – COVID-19 State-by-State – State-by-state resources for workers during the COVID-19 crisis.

Another Round, Another Rally Fund – We’re offering $500 relief grants for hospitality workers who lost their jobs or had their hours slashed in the wake of the COVID-19 outbreak. We’re also collecting donations from community members willing to help their hospitality-industry friends and neighbors stay afloat in this time of uncertainty. To apply for a grant or make a donation, use the links below.

Lift Your Spirits Fund – Make a video in which you mix your favorite drink, say a toast to those affected in the restaurant, food service and hospitality industry, and post it to your social media accounts using #LiftYourSpirits.  The last step is to challenge your friends to do the same and to send a gift to the National Restaurant Association Educational Foundation (NRAEF) that turns a tip into a donation for restaurant, food service and hospitality workers impacted by the COVID-19 crisis!

USBG Emergency Fund  – Bartender emergency assistance program available to all bartenders or the spouse or child of a bartender.

RWCF Crisis Relief Fund – A crisis relief fund to direct money to organizations leading on-the-ground efforts in the restaurant community, to provide zero-interest loans to businesses to maintain payroll during closure or re-open once this crisis has passed, and to establish a relief fund for individual workers facing economic hardships or health crises as a direct result of COVID-19.

OFW Emergency Fund – Providing free, cash assistance to restaurant workers, delivery drivers and other tipped workers and service workers — who are seeing their income decline during this disaster, or aren’t able to work because of quarantines or other health concerns.

CORE Gives – CORE grants support to children of food and beverage service employees navigating life-altering circumstances.

Rent Assistance – Rent Assistance provides a directory of rental assistance agencies and organizations that will help you pay your rent. Some listings are government organizations other are non-profits and charities that offer rental assistance programs.

Dining Bonds Initiative – Global initiative to get funds into the hands of restaurants, even if they are temporarily closed, by selling bonds at a value rate to be redeemed for face value at a future date

Go Tip ‘Em! – Website where you can still tip your favorite bartender.

National Organizing & Support

Stop The Spread Petition – Petition demanding all food chains in America to adopt a paid sick leave measure in this time of health crisis at hand.

Save America’s Restaurants Petition – Petition imploring government leaders to engage with local industry leaders and restaurant associations immediately to come to a swift plan for how they can meaningfully give your local restaurants the best chance for survival.

Bar Magic Hospitality Relief – A portal of help and support to the culinary, food service, and hospitality industries. More than 500 resource links are live! More added every day.

IHOP & Applebee’s

IHOP & Applebee’s Paid Sick Days Petition-Petition demanding that workers at Applebee’s deserve paid sick days, especially with the rapid spreading of the coronavirus.

Email Applebee’s – Tens of thousands of Applebee’s and IHOP workers around the country face financial ruin in the wake of the COVID-19 pandemic and response. Demand that Applebee’s expand their paid sick leave to all their workers.

Applebee’s Emergency Support FB Group

IHOP Emergency Support FB Group


Denny’s Paid Sick Days Petition – Petition demanding that workers at Denny’s deserve paid sick days, especially with the rapid spreading of the coronavirus.Denny’s Emergency Support FB Group


Chili’s Emergency Support FB Group

Chili’s Paid Sick Days Petition – Petition demanding that workers at Chili’s deserve paid sick days, especially with the rapid spreading of the coronavirus.

Chili’s Virtual Tip Jar Application

Gym & Fitness Studio COVID-19 Resources

Los Angeles Department of Public Health Fitness Establishment Reopening Protocols

 IHRSA Reopening Strategy Lessons from HV/LP Health Clubs webinar (previously recorded)

 MindBody How to Reopen Your Fitness Studio Strong After COVID-19 (previously recorded)

Beauty Salon & Barber Shop COVID-19 Resources

California Department of Public Health
Industry Guidance: Hair Salons and Barber Shops

Professional Beauty Association
This fund will assist licensed beauty professionals who are unable to work due to COVID 19.

This fund provides financial assistance to stylists and salon workers in the Virtue community.

Fashion Industry COVID-19 Resources

  • The Apparel Mentor – prepare to manufacture with a USA factory with coaching, mentorship and online classes
  • Human B – fashion business webinars provide tools, tips, and resources to start, build and grow a successful fashion brand.

Entertainment & Arts Industry COVID-19 Resources

Disaster Relief Assistance for Immigrants

If you are an undocumented adult living in California who is experiencing hardship because of the COVID-19 pandemic and is not eligible for other forms of assistance (such as the CARES Act stimulus payment or the pandemic unemployment benefits), you may qualify for financial assistance from the State of California’s Disaster Relief Assistance for Immigrants (DRAI) Project. This assistance is being distributed by immigrant- serving nonprofit organizations selected by the CA Department of Social Services.

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COVID-19 Federal Rural Resource Guide

USDA and its Federal partners have programs that can be used to provide immediate and long-term assistance to rural communities negatively impacted by COVID-19. These programs can support recovery efforts for rural residents, businesses and communities through:

  • technical, training, and management assistance
  • financial assistance
  • state and local assistance

For more details, please visit:

Managing Business Finances in a Pandemic

Managing Business Finances in a Pandemic

5 Good Tips for Managing Business Finances in a Pandemic

 Understanding Venture Capital as a Way to Manage Business Finances in a Pandemic

Legal Assistance & Resources

L.A. Represents is an unprecedented legal assistance initiative to help thousands of Angelenos who are facing extreme hardship due to the COVID-19 pandemic.

I need a lawyer to help me with:

My Landlord:

  • Stay Housed Los Angeles – a website connecting tenants with useful information about their rights, workshops for residents who need legal assistance, and other support. Stay Housed L.A. County is a partnership between the County of Los Angeles, legal aid groups and community-based organizations to provide emergency support to tenants in need.
  • Inner City Law Center (Downtown/Metro): E-mail [email protected] to receive a response within two business days. If you do not have email, call (213) 891-2880 and dial 0 to leave a voice message.

  • Public Counsel (Downtown, Compton, Long Beach): Call (213) 385-2977, ext. 100 and leave a message with your name, number, and the legal issue you are trying to resolve.  If you have received a complaint without a summons, call the Shriver Self-Help Center at (818) 485-0576 or email [email protected].

  • Legal Aid Foundation of Los Angeles (Downtown, South LA, Inglewood): Call (800) 399-4529 Monday through Friday (9 a.m. to 12 p.m; or 1 to 4:30 p.m. for intake and advice); or apply online at 24/7.

  • Bet Tzedek (Santa Monica, Westside, Mid-City): Call our intake line at (323) 939-0506 or email [email protected].

  • Neighborhood Legal Services of Los Angeles County: Call (800) 433-6251, Monday through Friday, 9 a.m. to 12 p.m. and 1 p.m. to 5 p.m. Leave a message and an advocate will reply promptly.

  • Community Legal Aid SoCal (Southeast Los Angeles): Call the Hotline number 800-834-5001, Monday – Thursday 9 a.m. – 6 p.m., Friday 9 a.m. – 12 p.m.

My Safety:

My Employment:

  • Bet Tzedek Employment Rights Project Workers’ Rights Virtual (Telephonic) Clinic every Wednesday night. Leave a voicemail at (323) 939-0506 ext. 415, to request an appointment. Advanced registration required.
  • Legal Aid Foundation of Los Angeles
  • Neighborhood Legal Services of Los Angeles County: a steadfast advocate for individuals, families and communities throughout Los Angeles County. Through a combination of individual representation, high impact litigation and public policy advocacy, NLSLA combats the immediate and long-lasting effects of poverty and expands access to health, opportunity, and justice in Los Angeles’ diverse neighborhoodsFor assistance with unemployment insurance applications and appeals, call (800) 433-6251, Monday through Friday, 9 a.m. to 12 p.m. and 1 p.m. to 5 p.m. Leave a message and an advocate will reply promptly.
  • Community Legal Aid SoCal: For assistance with unemployment benefits, call the Hotline number 800-834-5001, Monday – Thursday 9 a.m. – 6 p.m., Friday 9 a.m. – 12 p.m.

My Debt:

  • Public Counsel: For individual bankruptcy (not businesses), click here. All services previously provided at the bankruptcy court are now being provided remotely within 48 hours (English/Español). For other consumer debt issues, click here. For the fastest response, please fill out the online intake application. If you are not able to fill out the online application, leave a message at (213) 385-2977 ext. 700.
  • Bet Tzedek: For Elder Fraud issues, email [email protected] or call (323) 648-4730.
  • Legal Aid Foundation of Los Angeles: For Student Loan Issues, call (800) 399-4529.
  • Neighborhood Legal Services of Los Angeles County: For individual bankruptcy call 818-485-0571, for help with medical debt call (800) 896-3202 Monday through Friday, 9 a.m. to 12 p.m. and 1 p.m. to 5 p.m. Leave a message and an advocate will reply promptly.
  • Community Legal Aid SoCal: Call the Hotline number 800-834-5001, Monday – Thursday 9 a.m. – 6 p.m., Friday 9 a.m. – 12 p.m.

Other Legal Questions:

For more details, please visit:

Justia Lawyers – Find Los Angeles County Legal Aid & Pro Bono Services by Practice Area

California SmartMatch

The top reasons businesses have been utilizing California SmartMatch? To find more veteran-owned, minority-owned, and disadvantaged suppliers. To improve the cost and quality of their supplier network. To find local suppliers in the LA region, potentially reducing supply chain risk. To utilize trusted FREE resources to connect you with potential new business.

LAEDC program links large business procurement with local small and medium size business, to improve supply chains and create jobs.

LAEDC’s California SmartMatch program is expanding, helping both large OEMs and small local businesses to develop mutually beneficial connections that strengthen supply chains and local jobs. Fill out a short form to tell LAEDC your interests and our team will introduce you to new opportunities. This program is part of LAEDC’s public-benefit mission.

Learn more at the California SmartMatch page on LAEDC’s website.

Community Connectory Information (Tagalog)

Community Connectory Información en Español

Community Connectory Tips

We Are Here to Help

Please support LAEDC’s mission

In this time of such critical need across the communities we serve, LAEDC depends more than ever on the support of our members and donors, enabling our dedicated staff to deliver the programs, multilingual small business assistance, actionable intelligence and economic leadership to help our region navigate through this crisis and set the stage for our eventual economic recovery. Please contact Shane Cullen at [email protected]

LAEDC is a public-benefit nonprofit collectively advancing opportunity and prosperity for all